Rating based on 26 reviews


  • Short-term loans up to R250,000
  • Low-interest starting from 27.75%
  • Repayment up to 60 months

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Izwe homepage
Author Izwe. Screenshot of Izwe website.
[Accessed January 19, 2023]

About Izwe

Izwe loans have been helping South Africans with financial solutions for many years.

They are underwritten by one of the greatest consumer finance businesses operating in South Africa, Namibia, and Botswana which is called RCS.

About their company

Since Izwe loans are underwritten by RCS, means that they also fight for one thing which is improving people’s lives. RCS is determined to improve people’s lifestyles as well as protect their financial security through innovative, desirable, and accessible credit solutions.

Flexible and accessible financial solutions

Izwe loans were established to help people improve their lives. In everything they do, they ensure they keep the main purpose of establishing Izwe loans. Hence, they have easily accessible services. When it comes to payment agreements, they allow their customers to choose the best terms for them and they are also up for negotiations when it comes to monthly instalments.

Izwe Services

They have loans designed to suit any personal needs. And you can borrow up to R250 000 with terms ranging from 12 months to 60 months.

With Izwe loans, it does not matter what you want to do with the funds. It could be to build or renovate your dream home, pay for your child’s education or you need to consolidate your current debt for any unforeseen expenditure.

Izwe loans personal loans

A personal loan is money you borrow to cover personal expenses, depending on what you need money for. Personal loans vary as well as the terms of the loan. Izwe personal loans can be paid with terms ranging from 12 months to 60 months.

The reasons to choose Izwe personal loans

  • With Izwe quick loans, you can get up to R250 000.
  • They have flexible repayment terms.
  • Izwe has a quick turnaround, cash in your account within 24 hours.
  • All their loans are accompanied by insurance and customer protection.
  • They have the lowest interest rates. Interest lower than 15%

Izwe – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe

  • A paperless loan applications
  • Flexible loan options up to R250 000
  • Repayment options between 12 and 60 months

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Izwe loans have the best short-term loans in South Africa

Izwe loans have the simplest and quickest application form. In less than 10 minutes you will be done applying.

As much as they have a quick turnaround, they also have no paperwork. They care about their customers hence they do not want to see you running up and down in the name of applying for a loan. Do not let financial stress stand in the way of your success.

They support responsible lending

Izwe Loans is a registered credit provider that adheres to the National Credit Regulations which promotes responsible lending. Lending responsibly means that they are not allowed to just give short-term loans to everyone without checking for the affordability of the individual. They are only allowed to give people loans that they can afford to pay its instalments without heading to bankruptcy during the term of the loan.

Documents required for your loan to be considered

At Izwe Loans, they have a criterion for choosing clients. However, even if you meet their criteria if the required documents are not attached your application will be incomplete which means it will not be considered. The required documents are:

  • Your South African driver’s license or identity document
  • Proof of income
  • For you to be considered you should be an over-18 adult that is permanently employed and earns more than R2 000 per month.

What happens when you fail to repay Izwe Loans

At Izwe Loans, all their services are accompanied by insurance. The insurance will take over when you are no longer able to meet the monthly instalments. But when you do not have insurance to take over your instalment, it is wise to visit them and negotiate a newer instalment. They are fully aware that some situations are beyond your control. When you stop repaying without a trace, they send your case to their legal services.

How to get hold of Izwe Loans

They are for the people, so they try every way possible to be easily accessible to their people. Whenever you need their services you can visit their website and start applying anytime, in your comfort zone. Or you can call them during working hours.

Customer Reviews & Testimonials

August 2019

Whenever I need quick cash, I always turn to Izwe loans for their short-term loans. I have never encountered any problems with their services such as hidden costs.

Rensha T
— Limpopo —

April 2019

I called Izwe loans to make a telephonically application because I had internet problems. I was so amazed by the friendliness and professionalism of the consultant

Clifford A
— Mpumalanga —

Izwe Contact

Physical Address

  • 45 Durban Rd, Bellville Central Bellville Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • not available