Rating based on 56 reviews

MBC Finance

  • Short-term loans up to R4,000
  • Low-interest starting from 32%
  • Repayment up to 30 days

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed January 19, 2023]

About MBC Finance

As a South African lender, they understand the needs of their customers better than anyone.

They offer short-term loans that are flexible, offer good interest rates, and can be obtained entirely online. They are experienced, reliable, and will always get things done fast.

They believe that communication is key

When you're trying to get a personal loan online one of the most frustrating things that you may encounter is a lack of communication from the lender.

With MBC Finance you will be kept informed on the progress of your application right from the start and you can always call or email them when you need to.

MBC Finance Services

At MBC Finance they provide quick, stress-free short-term loans that range from R500 to R4 000.

Unlike their competitors, they don’t say no to people who have bad credit or are blacklisted. They will look at your needs and financial status on an individual basis to determine whether or not they can lend you money.

Repay your loan when you get paid

Their payday loans must be repaid on the customers' next payday. This is the reason that they check your income to verify that you can afford to repay the loan amount in full with your next paycheck. With MBC Finance you will receive a loan offer that suits your actual income.

MBC Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 32%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days
  • Decision 30 minutes

Benefits of MBC Finance

  • Affordable short-term loans R4 000
  • Quick and easy online applications
  • Interest starting at 32%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Applying for a Loan with MBC Finance - Online in just Minutes!

Have you encountered some unexpected expenses or circumstances that have left your pockets empty?

Don’t delay - apply for a loan online today and get ahead of those expenses! Their loans are designed to fit into virtually any budget.

What they'll need to process your loan application

They strive to make the short-term loan application as quick and easy as possible for their customers and will only ask you for the information and documents that they need to process your application according to regulations.

They will need will ask you to provide:

  • A certified copy of your ID
  • A certified copy of 3-month bank statements
  • Your most recent payslips
  • A utility bill as proof of address

Getting feedback on your loan application

As soon as they receive your loan application, they will work on it. They know that clients usually want to make use of the money right away and that is why they are always quick on their feet. A day is more than enough time and by then, you will know whether your loan application was approved or declined.

Should they be unable to approve your loan at this current moment, they will give you valid reasons why this is the case. They will never leave you hanging. This is so that the customer will go back and change whatever needs to be changed so that he can increase his chances of getting his short-term loan application approved the next time he decides to apply.

Increasing your chances of getting a short-term loan application approved

If you want to increase your chances of being granted approval on your short-term loan, you have to start spending less and saving more. This way, your credit profile will increase and give you the score that you need to be accumulating if you are looking for a credit plan.

Customer Reviews & Testimonials

February 2019

MBC Finance knows how to treat their customers. Everything was explained to me in clear detail. I now know which short term loan will work better for me and my budget.

Nelisiwe M
— Pinetown —

April 2019

The MBC Finance short term loan is fast and easy to follow through. I didn’t experience any complications.

Stephanie A
— Sandton —

MBC Finance Contact

Physical Address

  • Shop 4, Palm Centre, Corner Old Main Rd, Isipingo Rail Durban Kwazulu Natal 4133 South Africa
  • Get Directions

Opening Hours

  • not available