Rating based on 26 reviews


  • Short-term loans up to R300,000
  • Easy repayments
  • Repayment up to 72 months

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JustMoney homepage
Author JustMoney. Screenshot of JustMoney website.
[Accessed January 19, 2023]

About JustMoney

Having access to money when you need it is crucial and Just Money knows this.

That is the way they offer their services to you. All you have to do is enter your details in the online form and hit apply to access a value-for-money personal loan.

Quick financial solutions

JustMoney would like to assist you in your financial journey by advising and guiding you. They promise to assist you with so much more than just a loan as they can help you with your credit health, and match your financial problems up with suitable solutions.

Existing for 10 years they are still their clients’ trusted voice. You can enjoy the fact that they will do the work for you and take the time to help you find the right products and save.

Tools, guides, great deals, and more

If you subscribe to them, you’ll be able to enjoy helpful and informative videos, articles, and newsletters that will help you to stay financially up to date and informed.

You’ll be able to view simple and easy financial guides, make use of their convenient and free calculators, and access the best deals around on their deal hub.

What’s more is that you will be able to not only check your debt balance but also discover which products you qualify for, easily view your accounts, speak to a highly qualified financial couch when you need to and so much more.

JustMoney Services

With JustMoney you can get more products than you bargained for. Not only do they have a wide range of loans but they also have insurance, investment plans, savings, and much more.

They like to be flexible and assist you in all the different types of categories you can think of. With them, you can enjoy various tools to help you calculate all the different sets of products.

Borrow up to R300,000

Depending on the amount you qualify for you will have options to repay your loan over 3 to 84 months while enjoying an interest rate of 20% and lower per annum.

You can use this loan for anything and will only pay a small service fee of R68.

Flexible personal loans and so much more

JustMoney isn’t just about the money, no they offer you different types of loans that would suit your needs, debt consolidation or counselling, credit management, and different types of insurance for everyday risks you might be facing.

With them, you can have investments for the day you want to retire while maintaining good health with the help of their medical aid and hospital cover options.

What makes them different is that they will consider your needs in all aspects. They believe in looking after their clients and that there is no need for clients to go from one place to another to sort out their finances when everything can be done in one place with a simple click of a button.

JustMoney – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R300,000
  • Repayment 72 months

Benefits of JustMoney

  • Flexible loan terms
  • Credit life insurance
  • Choose between flexible or fixed interest rates

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Just Money has the quickest and simplest process to get a loan

Their loans are easy to apply for, you can just fill in the small and quick application form that they have provided on their loan page and click submit.

Make sure to click on the newsletter icon so that they can send you the newest updates of JustMoney. As a fully transparent lender, you will be able to easily view the fees and rates that they’ve supplied on their personal loan page for your convenience.

Fill in the following:

  • Your name and surname.
  • Your cellphone number and email address.
  • Your ID number.
  • Your Gross income.

Click submit and give it a few minutes

They will then contact you to discuss your needs and ask you to supply them with supporting documents like your bank statements, ID, etc. They will also confirm your employment details and confirm that it is legitimate.

Once they have completed their assessment, they will provide you with an offer that you can then accept or decline.

If you are happy with their offer and accepted it, you will be receiving the funds in your bank account in just a few hours.

The loan requirements

All their loans require you to be 18 years of age or older and not older than 65 to apply for a loan, you also have to be employed and have a stable income with bank statements that confirms your income.

If you are self-employed or a pensioner you are welcome to apply as well. Another important requirement is that you need to be able to afford the loan you are applying for.

It is critical that you meet all their requirements for them to be able to assist you in your need.

A fast and reliable lender that is always there for you

  • If you have any questions or anything else you need assistance with, they are always ready to receive a call from you.
  • With the rate technology is evolving making contact with them is so easy and quick. Their platform also allows for them to swiftly contact you if you request it.
  • With them, you also have the option of visiting one of their branches.

It will take you 1 minute

Millions of South Africans are trusting JusMoney with their finances and their client base is growing by the day. Quickly fill in the easy form on their website and join the crowd while receiving free and ample guidance, tips, and tools to help you thrive. 

JustMoney is the provider of the best personal loans South Africa has to offer.

Customer Reviews & Testimonials

October 2019

I love the fact that I have one place to sort out all of my finances and insurance. I only have to visit one website to handle all of my fairs. The site is easy to use and quick on any type of re...

— Lizelle K —

September 2019

My friend saw me hassling every month to manage all my financial business so he introduced JustMoney to me and now I can relax, sit at home and have an eye on all my financial products.

Herman L
— Durban —

September 2021

Their service delivery is truly among the very best.

Madiso J
— Cape Town —

September 2021

Everything they offer is just so great and so much better than most lenders. They offered me a great deal.

Van Wyk J
— Boksburg —

November 2021

I have been a client for so many years and today I finally decided to write a review. I would just like to say thank you JustMoney, you are a cut above the rest.

Jeffrey M
— Queenstown —

JustMoney Contact

Contact Number


  • not available


Physical Address

  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • not available