Rating based on 52 reviews

Letsatsi Finance

  • Short-term loans up to R7,000
  • Low-interest up to 60%
  • Repayment up to 6 months

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Letsatsi Finance homepage
Author Letsatsi Finance. Screenshot of Letsatsi Finance website.
[Accessed January 19, 2023]

About Letsatsi Finance

When you’re looking for an online short-term loan lender in South Africa you need to look for a company that offers ideal loan amounts, affordable interest rates, and flexible loan terms.

At Letsatsi Finance that’s exactly what they deliver to their valued customers who rely on them for quick cash when it’s needed.

Helping you get through

At Letsatsi Finance, they understand that cash emergencies can happen to anyone and that’s why they strive to credit the loans they offer to the accounts of their customers as quickly as possible.

They have 50 nationwide branches where customers can apply for loans and they also accept online loan applications.

More than two decades of experience

They were founded in 1999 and have been providing the people of South Africa with reliable and efficient finance. With their main goal to improve lives and bring forth financial wellness, they have helped thousands to reach their dreams.

Their values are what makes them so successful

By upholding the following values, they have built a strong business that South Africans trust and rely on for their financial needs:

  • Honesty
  • Respect
  • Integrity
  • Innovation
  • Diligence

Why you can trust Letsatsi wholeheartedly

Not only are they a registered financial services provider but they are also very serious about their customers’ privacy. Your information with them is well protected and they will also never approve a loan that will harm your financial wellbeing.

As a responsible lender, they also employ highly trained and qualified consultants that are passionate to go the extra mile for their clients and always do what is right for the client.

Letsatsi Finance Services

They offer payday loans, short-term loans, debt consolidation loans, and long-term loans that range from R500 to R50 000 with loan terms between 1 and 13 months.

With multiple branches across the country, they serve multiple communities and are always available to advise and assist their customers with their lending needs.

How much you can borrow

At Letsatsi Finance, their short-term loans offer customers between R500 and R7 000 with a repayment term of 2 to 6 months. These loans are ideal for weddings, doctor's bills, and university or school fees. 

30-day loans for you

You can also borrow money for only one month, basically until your next payday. These loans can help you to suffice the remainder of the month without the added stress of unexpected expenses.

From R500 to R7 000 can be accessed in a few minutes and pay for anything you need it for.

Larger loans over a longer-term

Their bigger loans start from R1 000 and range up to R50 000. These loans can be repaid over either 7, 9, or 13 months depending on the amount you would like to borrow as well as your affordability.

Usually, a larger loan is needed for costly projects and expenses like buying a car or renovating your house, but you can use this loan in whatever way you, please. 

Excellent customer service

They care a great deal about their customers with the goal of treating every client like a person. Keeping a personal touch is important to them while still operating at a fast pace for optimal customer satisfaction.

Letsatsi Finance – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 60%
  • Loan Amount up to R7,000
  • Repayment 30 days to 6 months
  • Decision 1 hour

Benefits of Letsatsi Finance

  • Loans paid out in the same day
  • Debt consolidation loans
  • Loan approval in 60 minutes
  • Affordable short-term loans up to R7,000

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a short-term loan from Letsatsi today! Their loans are flexible and reliable

With Letsatsi Finance, you can either go into the branch or apply for a short-term loan online.

Their online application is quick and easy and will help you get the cash you need in under 60 minutes. Their staff are well trained and can help you get your application completed and your loan processed fast.

What you'll need to get a loan

In order to apply for a loan, you must be a South African resident or citizen, be over the age of 18 and have a stable monthly income which they will verify using your bank statements.

In addition to 3 months' bank statements, they will need a certified copy of your ID and your most recent payslips before they can finalize your application and credit the loan to your account.

Applying is super easy

  1. Provide them with your information, supporting documents, and desired loan amount as well as term
  2. They will then perform a quick assessment to determine if and how much you qualify for
  3. Next you will receive their offer. You can then decide if you would like to proceed or not
  4. If you proceed, the funds will be in your account a little later on the same day or the next day at the latest

Flexible repayments to suit your pocket

With a maximum term of 6 months to repay your short-term loan in South Africa, you will be able to easily manage any other loans you might have as well. They strive to give you loan repayments that won’t put too much strain on your budget and they do this by stretching the loan out into smaller monthly amounts you won’t even notice.

How fast can you get approval

Depending on how fast you provided them with your documents, you can get your money on the same business day or the following business day.

The bank you use will also be a determining factor. If you want to make use of the money right away, you must provide them with your supporting documents as soon as possible.

This will enable them to fast-track your loan application and you to receive your short-term loan instantly.

man holding thumbs up

Letsatsi Finance is a trusted & reliable provider of short-term loans

In our review, Letsatsi Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Letsatsi Finance is a registered credit provider in South Africa: NCRCP895

Customer Reviews & Testimonials

February 2019

Thanks to Letsatsi Finance and Loan, I was granted a short term loan that I could afford to a monthly basis.

Belinda M
— Richards Bay —

March 2019

Letsatsi Finance and Loan have the best interest rates!

Penelope M
— Thembisa —

October 2021

This is such a trustworthy and reliable lender. They went over and above to assist me in a fast and professional manner.

Dube J
— Klerksdorp —

October 2021

The consultant that helped me was super friendly and helpful. I really enjoyed dealing with them.

Kriel M
— Kroonstad —

November 2021

I will give this company a huge thumbs up as they are so fast and also gave me an affordable deal on a loan, I will be able to easily repay.

Van Deventer M
— Pretoria —

Letsatsi Finance Contact

Physical Address

  • 222 Rivonia Rd, Crn Alon & Michelle Str Morningside Close Office Park, Unit F Johannesburg Gauteng 2057 South Africa
  • Get Directions

Opening Hours

  • not available