FNB Car Finance
- Car finance up to R200,000
- Low-interest starting from 10.25%
- Repayment up to 72 months
Table of Contents
[Accessed January 23, 2023]
About FNB Bank
Over the years, First National Bank has provided thousands of South Africans with car loans that were not only affordable and offered ideal terms but met their needs and enabled them to purchase the vehicles of their dreams.
To this day, their car loans are the most competitive on the market and work hard to serve the people.
Working hard for you - their customer
FNB has some of the best recruitment policies in the country and strives to develop its people through appropriate training, skills development initiatives and further studies. They have one of the best and most appreciated customer service training programmes that ensure their people deal with customers in a professional, efficient and friendly manner at all times.
FNB Bank Services
FNB is one of the country's largest and most technologically advanced banking institutions offering customers some of the most advanced, affordable and appropriate credit services and products from everyday debit accounts to vehicle and home loans they have the best and widest range.
Financing your vehicle through FNB
They offer instalment sale agreements which offer you between 12 and 72 months to repay the loans and either fixed or variable interest rates linked to prime. With this form of vehicle finance, you own the vehicle once your loan is repaid in full. They also offer lease agreement finance which allows you to effectively lease the car and either return it at the end of the loan term or purchase it outright.
FNB Bank – Car loan
- Loan Type Car finance
- Interest Rate from 10.25%
- Loan Amount up to R200,000
- Repayment 160 days to 72 months
- Decision 24 hours
Benefits of FNB Bank
- Fixed interest rate
- Comprehensive travel insurance
- Revolving car loan
Car loan calculator
FNB is one of the country's largest and most technologically advanced banking institution
FNB has made an effort to make the vehicle purchasing process as simple and stress-free as possible.
Their website has a comprehensive collection of information that they highly recommend that you review prior to apply for a loan with them. They recommend that you conduct the necessary research, consider the financial and legal aspects, work out how much you can afford every month and finally use their guides to purchasing a car.
Choose between an instalment sale agreement and a lease agreement
Once you have conducted the necessary research it is then time to decide whether you want to opt for an instalment sale agreement or lease agreement. If you want to own your vehicle at the end of the loan term you should opt for the instalment sale agreement which will ensure ownership of the vehicle will be transferred to you at the end of the car loan term.
Calculate the best loan for you
Yes, you can find the best loan for you by using the calculator that they provide you. Get peace of mind by finding out how much your loan would cost you every month all you need to do is the following. Find the sum of money that you would like to loan and then place it in the bracket and the number of months that you would like to loan for and you will see how much you will pay back on your loan per month. Their company will even show you the amount that you will be paying back in full for your loan period.
They have the app for you
Letting you know that your finances are safe. They would like you to be able to keep track of your bank account or your loan and now you can do that. All you have to do is download their app to your phone or even your tablet. Better yet is that you can make sure that all your transactions go through
They give back to you
Join them and they will give back to you. You can earn e-bucks with every transaction that you make. How great is that? You earn when you spend all you have to do is link your account up with E Bucks and you will get back.
FNB Bank is a trusted & reliable provider of car finance
In our review, FNB Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ FNB Bank is a registered credit provider in South Africa: NCRCP16
Customer Reviews & Testimonials
FNB Bank Contact
Physical Address
- 13, Thebe Hoskins House, 4 Breda St & Mill Street Cape Town Cape Town CBD 8001 South Africa
- Get Directions
Opening Hours
- Monday 09:00 – 17:00
- Tuesday 09:00 – 17:00
- Wednesday 09:00 – 17:00
- Thursday 09:00 – 17:00
- Friday 09:00 – 17:00
- Saturday 08:30 – 12:00
- Sunday – Closed