Rating based on 56 reviews

Wesbank Car Finance

  • Car finance up to R150,000
  • Low-interest starting from 22.5%
  • Repayment up to 72 months

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Wesbank Car Finance homepage
Author Wesbank Car Finance. Screenshot of Wesbank Car Finance website.
[Accessed January 23, 2023]

About Wesbank Car Finance

At Wesbank, they believe in providing their clients with as much loan flexibility and breathing room as possible.

This means that they will not force a loan onto you – instead, they will work closely alongside you to arrange the ideal vehicle finance for your preferences.

What you can expect from them

With over forty years in the finance industry, Wesbank has become a trusted and reliable lender name in South African homes. When you think of Wesbank they like to think that you think of dependable and reliable finance. Vehicle finance is only one of the financial products that they have on offer, but it is also one of the most popular.

Their staff is dedicated to getting South Africans on the move with the provision of the much-needed funds to obtain a vehicle in no time. Because they have been in the industry for so long, they have accumulated a few friends of their own along the way. This way they can guarantee an excellent loan deal without the hassles.

They will always do what is right

There is no honour or pleasure in deceiving their clients which is why they operate with full integrity and honesty. When you are applying for a loan, their team will ensure that you fully understand all the contractual implications before you even touch a pen. This way, you can sleep soundly at night knowing that your loan is fair and totally transparent.

Before you sign the contract for your car loan, they will disclose all fees and charges you will incur throughout the loan process. This way there will be no nasty surprises when the debit order goes off.

Wesbank Car Finance Services

In today’s day and age, a vehicle is a necessity. South Africans need a vehicle to get to and from work, take their kids to school, and everything in between.

This is why they have personal loans that are affordable and accessible to all based on their individual preferences and financial situation.

Vehicle loan products that you can trust

When applying for a vehicle loan through Wesbank, you can access borrowing amounts between R5 000 up to a maximum of R200 000 and choose to repay it over a period of two to six years. The longer that you choose to repay the loan, the smaller your monthly repayment will be, but you will also accrue a larger amount of total interest.

This is why it is important to conduct thorough research into the most affordable loan option. But, not to worry, that is what they are there for.

Why you should choose their loan

When you choose to finance through Wesbank, they will not force you in a direction that makes their loans adaptive and flexible to your personal needs and financial position. While they will definitely provide a helping hand through the process, they are here to ensure that you also feel fully included.

They also add a customer protection plan to the loan which means that your debt is covered should an unforeseeable event such as retrenchment or disability occur. Their loan terms are also fixed which means that there are no surprises at the end of the month – the repayment amount will never change!

Wesbank Car Finance – Car loan

  • Loan Type Car finance
  • Interest Rate from 22.5%
  • Loan Amount up to R150,000
  • Repayment 24 months to 72 months

Benefits of Wesbank Car Finance

  • Quality financial assistance
  • A simple and secure online loan application
  • Car insurance

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Wesbank – vehicle finance done right

When you have found the car that you have been looking for, new or secondhand, they will be here ready to provide you with the finance to purchase it.

All you have to do is complete the application and they will get back to you within the same day.

Requirements of their application

In order to access their expert advice and affordable finance, there are certain criteria you need to qualify against. All applications should:

  • Have a monthly income of at least R5 000
  • Be able to provide three months’ bank statements and proof of income
  • Have a valid copy of a South African ID
  • Have a current bank account
  • Be able to provide proof of address

Getting the application out of the way

The loan application process is a simple formality that needs to be completed. Luckily, you can do so from the comfort of your home or the office as everything is now available online. To access their application all you have to do is visit their website and click on ‘apply now’.

Their calculators are there to be used

Thanks to modern technology, their loan calculators will enable you to determine an affordable monthly repayment strategy on your own. This is an excellent way to fully understand your financial situation and will help you to determine the ideal budget for your monthly repayments based on the data you have input.

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Wesbank Car Finance is a trusted & reliable provider of car finance

In our review, Wesbank Car Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Wesbank Car Finance is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

May 2019

Getting a vehicle loan is super easy with the assistance of Wesbank! It is not the first time that I have worked through them and it will not be the last either.

Ella D
— Kimberley —

October 2019

Getting that perfect loan does not have to be a dream, with Wesbank it is an attainable reality! Apply today and they will get back to you within only a few hours.

Ashleigh C
— Cape Town —

Wesbank Car Finance Contact

Physical Address

  • Portside, 21st Floor, FNB Building, Buitengracht Street & Hans Strijdom Avenue Cape Town Westen Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:30
  • Tuesday 07:00 – 16:30
  • Wednesday 07:00 – 16:30
  • Thursday 07:00 – 16:30
  • Friday 07:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed