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iMas Finance

  • Save on Monthy Repayments
  • Low-interest starting from 6%
  • Repayment up to 72 months

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iMas Finance homepage
Author iMas Finance. Screenshot of iMas Finance website.
[Accessed April 14, 2023]

About iMas Finance

iMas Finance is a registered financial services provider that specializes in a range of tailor-made finance solutions.

It operates as a financial cooperative and follows a membership model that enables associates to share in its profits. Customers apply for membership and automatically qualify for the iMas Rewards Programme.

Building personal wealth with iMas

The company believes that personal wealth can be accumulated by buying the right assets. Although the economy is becoming more constrained by the day, making informed purchase decisions, supported by the right financial partner, is still the ultimate game-changer.

Credit solutions to support your growth

iMas Finance offers a variety of financial prosperity products to companies that value their working contingent. These include a number of loan products such as unsecured, educational and pension-backed loans. Members can also opt for a variety of short-term and life insurance offerings.

Of these services, the company’s revolutionary vehicle finance programme, iMas iCar introduces a brand-new experience in vehicle financing.

Revolutionary vehicle financing with iCar

These challenging economic times make it extremely difficult to buy your dream car. iMas iCar partners with prospective buyers to make the process seamless and enjoyable.  

They’ll not only find the perfect vehicle for you at a cheaper monthly instalment but you’ll also get access to a variety of affordable insurance options.

They can even offer you a better deal on your current vehicle finance. Their refinancing options will help you save considerably on your car finance.

iMas Finance Services

The company only collaborates with creditable dealerships, as these outlets offer buyers more support than secondary dealerships and private sellers.

Because dealerships are regulated by the Motor Vehicle Industry Ombudsman of South Africa (MIOSA) and the Consumer Protection Act, they’re obliged to resolve all complaints amicably. Dealerships that have cemented a reputation for excellent service delivery. Partner with iMas iCar so that you can secure the perfect deal that suits your requirements to a tee.

Buying from a trusted dealership makes more sense

  • They offer a wider range of vehicles to choose from
  • The quality of the vehicles is undisputed
  • They inspect each vehicle meticulously and provide you with a detailed mechanical report that guarantees the best deal
  • You don’t have to worry about getting the vehicle through the road-worthy test as it’s done for you
  • Asking prices are not set in stone and you can therefore negotiate the final price

Because iMas iCar collaborates with more than a thousand dealerships across the country, all brands of vehicles are represented. You’ll be absolutely spoiled for choice.

The iMas iCar revolution

  • The company provides consumers with a much broader range of vehicle options than regular vehicle finance entities.
  • Finance options range from instalment sales to bullet financing agreements.
  • Repayment terms are tailored to your needs.
  • You get better interest rates to suit your pocket.
  • You can even refinance your current vehicle through iMas iCar.

An added incentive is the company’s iMas Rewards programme for which all members qualify. This is a loyalty programme through which you’re rewarded for making sound financial decisions

iMas Finance – Car loan

  • Loan Type Car finance
  • Interest Rate 615% p/a
  • Repayment 6 months to 72 months

Benefits of iMas Finance

  • Affordable vehicle finance
  • A variety of finance options
  • Rewards Programs
  • Low interest rates

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

More about the iMas Rewards Programme

This two-tier programme rewards financial acumen.

Members get a purchase card on which they get cash backs, as well as a choice of short-term insurance products through iMac Insurance Brokers. The programme also includes a variety of other value-adding lending products.

Additionally, a saving portion – coupled with annual interest - is paid into your reserve fund. Upon approval of membership, you automatically qualify for the programme at no additional cost.

It makes sense to partner with a company such as iMas Financial that cares about your financial prowess and rewards you for making savvy choices. It’s time to drive off into the sunset.

What to know about the interest rate on your purchase

  • The interest rate on your contract is subject to your credit risk profile.It can be fixed or variable. Only the latter can be adjusted according to changes in the repo rate.
  • Your interest rate will depend on the price, brand and model of the vehicle, as well as its residual value.
  • Your deposit will determine the interest rate on your deal.

Set your sights on your dream wheels and let’s make it a reality

  1. Decide on the vehicle that resonates with your soul. iMas can assist greatly in the search. Make sure your final choice ticks all the boxes by test-driving it first.
  2. Complete your online application. Contact one of iMas Finance’s knowledgeable consultants to guide you through the process.
  3. Ensure that all the relevant documentation accompanies your application. Check that all the information is correct, as it’ll eliminate delays.
  4. Your consultant will then give you critical feedback such as the amount of your monthly instalment. They’ll also update you on the applicable terms and conditions of the contract, should it be approved. This is also the time to decide on the add-ons you wish to include in the deal.
  5. Approach a vehicle insurance entity, as the law requires your vehicle to be insured before you can take possession of it. To streamline the process, iMas Insurance Brokers can assist with a variety of options to suit your needs. iMas Insurance Brokers (Pty) Limited is a wholly-owned subsidiary of iMas Finance.
  6. Your consultant will help you with a budget plan to accommodate your vehicle finance instalment and insurance premium.
  7. iMas will also examine all the details of your contract with you, prior to signing.
  8. Upon receipt of your delivery note, you’re ready to hit the road.

It’s easy to make informed choices

  • Choose a primary-level brand with a maintenance plan, as it includes a service plan and factory guarantee.
  • Remember to consider fuel consumption as fuel prices continue to soar.
  • Only use a knowledgeable insurance broker. iMas Insurance Brokers are the undisputed specialists in all-inclusive car insurance.
  • Always remember to honour your financial commitments. Making all payments timeously will hugely benefit your credit profile, making obtaining credit in future a breeze.

Customer Reviews & Testimonials

January 2023

I had my heart on a new car but could not purchase the vehicle in cash. I decided to apply for vehicle finance from iMas Finance and I was surprised at how quickly I got my loan.

Joseph M
— Port Alfred —

October 2022

I was searching for a new vehicle and the car salesman suggested that I try to apply for vehicle finance from iMas Finance. I completed the application form and was soon driving my new car.

Andre M
— Cape Town —

August 2022

I would like to take this opportunity to thank everyone at iMas Finance for making my dreams come true. Thanks to vehicle finance from them, I’m the owner of my first vehicle. They’re a great ban...

Sarah P
— Mossel Bay —

iMas Finance Contact

Physical Address

  • iMasFinance Park, C/O Embankment Road &, Kwikkie Cres, Zwartkop Centurion 0157 South Africa
  • Get Directions

Opening Hours

  • Monday 07:45 –
  • Tuesday 07:45 –
  • Wednesday 07:45 –
  • Thursday 07:45 – 16:30
  • Friday 07:45 – 16:30
  • Saturday – Closed
  • Sunday – Closed