Rating based on 17 reviews

Xcelsior Loans

  • Car finance up to R500,000
  • Low-interest starting from 27%
  • Repayment up to 60 months

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Xcelsior Loans homepage
Author Xcelsior Loans. Screenshot of Xcelsior Loans website.
[Accessed January 23, 2023]

About Xcelsior Loans

Finance should not be complicated which is why Xcelsior Loans likes to keep things simple.

Purchasing a new vehicle is supposed to be remembered with fondness, not manifest into a stressful nightmare!

Getting to know them

Since the start of their operations in 2010, they have been able to assist thousands of South Africans in need of vehicle finance solutions. Their expert staff have used their extensive knowledge and skills to ensure that all vehicle loans are processed, arranged, and executed within the shortest time possible.

An Xcelsior vehicle loan allows you quick access to the cash that you need in a hurry without all the hurdles and delays that normally occur when trying to obtain finance. With over six branches spread across the country, the reach of their helping hand can be felt in various provinces in South Africa. Do not be shy – just complete the application and they will take it from there.

Transparency and integrity above all else

The team at Xcelsior operates with full integrity and transparency – there is no room for mixed signals, fine print, and hidden charges in their loan agreements. When they are formulating a contract for you, you can rest assured that all the important information is fully disclosed to you upfront.

They are firm believers in conducting business that is fair, honest, and open. So long as you are in need of their services, they will do right by you and guarantee the best outcome each time.

Xcelsior Loans Services

It is not enough to guarantee that you will get the finance to afford that new car, bike, or boat – they want to ensure that you are happy.

This is why they have also introduced the “tell a friend” program which will reap benefits for you too!

Their reasonable vehicle loans

Xcelsior’s vehicle loans can be used to finance an array of vehicle products including sports cars, luxury vehicles, boats, caravans, and bikes to name a few. Clients can access personal loan amounts from R50 000 up to R250 000 to finance these vehicles and repay the loan over a reasonable period of time.

They will work closely with you to determine the repayment period in order to ensure that you are able to budget for the payments. Remember, the longer the loan repayment period, the smaller the monthly repayments will be.

Tell all of your friends

When you recommend friends or family to make use of their services, you are not only doing them a favour but helping yourself out at the same time. When you refer an individual to make use of their services, you stand for 1% of the loan value to be repaid into your account. This means if you borrow R100 000 you will obtain a return of R1 000.

If you are happy with their services, then get out there and spread the word so that you can also reap the benefits!

Xcelsior Loans – Car loan

  • Loan Type Car finance
  • Interest Rate from 27%
  • Loan Amount up to R500,000
  • Repayment 6 months to 60 months

Benefits of Xcelsior Loans

  • Loans are paid out on the same day
  • Apply for a loan in 3 easy steps 
  • Get cash in 30 minutes

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cash within minutes with Xcelsior Loans

The vehicle finance that you have been waiting for is only a single loan application away!

Do not waste time as the dream vehicle you have eyeing could be purchased at any time and they are sure you do not want to be left feeling disappointed.

Cash in only 30 minutes

Xcelsior believes that the secret to a successful vehicle finance business is to provide fast and easy finance. This is why their clients can have the money they need to be transferred in only 30 minutes! Due to their paperless loan application process, everything is conducted online which greatly reduces the hurdles of a lengthy administrative process.

Online loans you say?

You heard them right! Their loan application is 100% online which means that you do not need to take time off work to visit them in the branch. Instead, all you have to do is pick up your Smartphone or Tablet and locate the ‘apply’ button on their website. It is literally as easy as that!

But what are the requirements?

When you apply for one of their loans, there are a few requirements in place to ensure that you will have a stress-free and easy loan experience. These requirements are as follows:

  • No applicants under the age of eighteen.
  • South African citizen with valid South African ID
  • Employed full-time with proof of income
  • Valid South African driver’s license

Customer Reviews & Testimonials

September 2019

Thanks to the fast loan processing time that Xcelsior offers, I was able to get the finance I need in no time! I love my new car and can drive it without fear of an unaffordable loan.

Cassandra M
— Johannesburg —

November 2019

Organizing vehicle finance is a breeze with Xcelsior! The best part is that their staff are so friendly, knowledgeable, and easy to talk to. I highly recommend their services!

Simphiwe M
— George —

Xcelsior Loans Contact

Physical Address

  • Villebois Office Park, Building 2, Corner Devillebois Mareuil Drive and Jacques Street Moreleta Park Pretoria 0044 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed