Rating based on 28 reviews

EZI Loans

  • Loans bad credit up to R8,000
  • Low-interest starting from 32.1%
  • Repayment up to 6 months

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EZI Loans homepage
Author EZI Loans. Screenshot of EZI Loans website.
[Accessed January 23, 2023]

About EZI Loans

Anyone in South Africa with a low credit score or bad credit, seeking consolidation loans or personal loans.

You can count on them for low-credit services. They can find the best deals to fit your needs. Being part of their program they can find a solution to fix your urgent cash and credit problems.

Affordable bad credit loans

With EZI Finance they find loans for people with low to bad credit scores as long as they qualify for their lending criteria. Low credit score customers do not include persons under debt review, counselling, liquidation or administration. They do all the work for you, so you don’t have to. Just remember that loans for low credit scores are hard to find. Do not risk applying for a loan by yourself, with them you get the right loan on the first try because your first loan application is most important.

EZI Loans Services

Before applying for a loan you need to make sure that you meet their requirements.

If you don’t meet the requirements they won’t be able to help you with your situation. Please make sure that you read the requirements thoroughly.

The loan requirements

You have to be a South African citizen with a coded ID. You also need to be younger than 63. Also, you have to be employed and earn more than R3 000 a month, depending on the lender you apply for. A bank statement from a South African bank. Unfortunately, you can’t apply if you can’t afford to take on more debt and also if you are under administration, liquidation or debt counselling.

EZI Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 32.1%
  • Loan Amount up to R8,000
  • Repayment 2 months to 6 months

Benefits of EZI Loans

  • Blacklisted loans available
  • Low-interest rates of only 32.1% per annum
  • Quick and easy application
  • Up to R8 000 over as many as 60 months

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At EZI Finance they have a wide variety of affordable loans

EZI Finance has 6 types of loans that you can choose from which are consolidation loans, personal loans, short-term loans, long-term loans, small loans, and large loans.

Their short-term loans

Short-term loans are a period of 6 months and are easier to qualify for whereas long-term loans are up to 5 years but give you lower repayments and lower interest. Small loans up to R15 000 are easy to qualify for whereas your long-term loans can go up to R1 million but also gives lower interest rates.

All their lenders are NCR-qualified and professionally trained. So that they can provide only the best for their clients.

Apply and contact details

With their online network, it is so easy to apply to be part of their team. They provided an online application so that you can be in the comfort of your own home.

Fill in the online loan application that has been given on their page and hit the ‘Apply now’ button to continue. One of their skilled consultants will give a response as soon as they have received your application.

You can even send them an email, fax or make contact with them telephonically. They also have added a contact form if you would like them to contact you instead.

Customer Reviews & Testimonials

October 2019

Very quick response and very help full. I filled in the quick response form and that afternoon I received a call back from them.

Bertie G
— Oudtshoorn —

July 2019

We needed cash for our wedding and the long term loan helped us out. We could even enjoy our honeymoon without any stress.

Sara P
— Centurion —

EZI Loans Contact

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