Rating based on 20 reviews

Loans Inc

  • Loans bad credit up to R50,000
  • Low-interest starting from 25%
  • Repayment up to 60 months

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Author Loans Inc. Screenshot of Loans Inc website.
[Accessed April 6, 2023]

About Loans Inc

Do you feel like you can never just get on top of your finances? Loans Inc has a range of flexible short-term loan solutions designed to meet any short-term financial need that you may have.

From paying bills that are late to purchasing tickets for a concert their loans can get you what you want quickly.

They're unique in every way

Everything about Loan-Inc is different. From their quick loan products and rates to the way they deal with customers - it's fair to say that they're simply one in a million! They pride themselves on serving their customers with affordable personal loans that are flexible enough to work with their budget and financial situation.

Loans Inc Services

At Loans Inc they offer loans for blacklisted that range from R1 000 to R50 000 and they customise their interest rates to meet the applicant's credit status.

They offer loan terms from 3 months to 60 months and determine the ideal term for customers based on income.

Online solutions to everyday problems

They have a range of quick credit options that you can access with simplicity and ease. Pay that telephone bill, fix that water leak or stock your pantry up by taking out an affordable loan with them today. All their applications are made online and will be processed within 24 hours.  

Loans Inc – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 25%
  • Loan Amount up to R50,000
  • Repayment 90 days to 60 months
  • Decision 24 hours

Benefits of Loans Inc

  • Fast loan approvals
  • Quick and easy loan applications
  • Bad credit loans up to R50 000

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Take control of your finances your way – they offer a variety of loans with flexible options

As responsible lenders, they will need to run a few identity and affordability checks before approving you for a personal loan and they cannot help people who are under debt review, bankrupt or those who have applied for debt counselling.

Get a loan of up to R50 000

You can choose a loan term that ranges from 3 months to 60 months and a loan amount of up to R50 000. If you want lower monthly installments then you need to choose a longer loan term. If you want to pay less in interest you must select a shorter loan term.

Professional customer support all the way

When you apply for a loan with Loan Inc you can rest assured that your application will be attended to in a professional manner. As soon as they receive your supporting documents and completed application form they will begin processing your bad credit loan and inform you of the outcome within a few minutes.

Secured, unsecured – they have them both!

At Loans Inc they offer both secured and unsecured loan options. This means that even if you do not own property or a vehicle, you are still able to access the finance that you deserve. With a secured loan, you will be required to provide either your property or vehicle as security. However, you will be able to access higher borrowing amounts at lower rates. Whereas with an unsecured loan, you will have access to lower borrowing amounts at higher rates but without having to provide any form of security. The type of loan that you choose will depend on your personal preferences and your current financial standing.

Calculate your way into a brighter future

Getting the ball in motion has never been easier than with the assistance of Loans Inc. With their online calculator, their customers are able to determine the most affordable borrowing amount and term for their individual circumstances. This can be done by assessing their past, current, and future financial circumstances in order to see what the highest repayment amount they can afford to repay will be. Take control of your finances and place yourself on the path to a brighter future.

Customer Reviews & Testimonials

December 2018

Loans Inc helped me to pay the medical bills that were stacking up. Thank you for the fast and effective assistance!

Michelle M
— Bloemfontein —

January 2019

Exceptional service from a wonderful lender! They never seize to surprise me!

Janine B
— Cape Town —

March 2019

The answer that I was looking for with my financial problems!

Sipho P
— Worcester —

April 2019

Service that I needed for the money that I deserve! Thank you for being different from the other lenders.

Aamina L
— Pietermaritzburg —

May 2019

The finance I needed when I needed it most! Thanks to your fast response I was able to get my financial crisis under control within a few hours!

Ashleigh C
— Windhoek —

Loans Inc Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed