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Showtime Finance

  • Loans bad credit up to R250,000
  • Low-interest up to 27.75%
  • Repayment up to 84 months

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Showtime Finance homepage
Author Showtime Finance. Screenshot of Showtime Finance website.
[Accessed April 6, 2023]

About Showtime Finance

ShowTime Finance is a financial service provider that hit the scene in 2012 to help South Africans with a bad credit history find affordable loans.

Whether you need a quick fix or a long-term personal loan, they’ll help you find financing options perfect for your budget.

Brokers do the hard work for you

One of the side effects of having a bad credit score is that getting loan approval becomes more difficult. Multiple loan applications in short succession make the problem worse. Each failed attempt drags your score down and makes it less likely that your loan will be approved when you need it most.

While ShowTime Finance isn’t a lender, they take the leg work out of finding a lender who can provide you with the product you’re looking for,  regardless of your credit score. They review your application and match you to a company that offers the most affordable options.

Safe, accessible online platform

Though they started in a small office space in Bellville, ShowTime finance quickly took advantage of technological advances and moved its services online. This allowed them to offer their unique services to customers nationwide.

They’ve spent years fine-tuning their platform to make it a secure space where you can easily access your credit report, get financial advice, and safely apply for various financial products, including home and vehicle insurance.

Loans from industry-leading professionals

If you’re concerned about using a broker to obtain a bad credit loan, it may be comforting to know that ShowTime Finance is a registered financial service provider. They adhere to the rules for brokers set out in the NCA for your protection. As a result, their subscription service isn’t accessible to those:

  • Under any type of debt restructuring process
  • Declared insolvent
  • Declared bankrupt

They also work with trusted NCR-accredited lenders who pride themselves on their responsible lending practices. Bad credit loans will be extended only if an affordability check shows that you can easily repay the loan without damaging your credit profile any further.

Showtime Finance Services

Brokering loans is only a single aspect of the three-fold subscription service ShowTime Finance offers.

For R299 per month, you can take control of your credit profile and watch it improve using the tools they provide.

What they include in your subscription

Whether you’ve been blacklisted or are struggling to clean up your credit history, this subscription is perfect. First, you’ll receive a detailed monthly update on your credit report and score, allowing you to watch your rating recover in real-time.

Next, you’ll have unlimited access to video tutorials and professional advice on improving your credit status and rehabilitating your score. ShowTime finance aims to help you when you have nowhere else to turn and give you the tools you need to ensure you’ll never be in that position again.

Get loan assistance for free

Depending on your needs and affordability, you can apply for between R1,000 and R250,000. You’ll also have access to flexible repayment terms of up to 84 months. The fees and rates attached to each loan will depend on the lender you’re matched with, your credit score, and the loan term.

They broker loans for you as a complimentary part of the service. With your newly acquired knowledge of improving your credit profile, you can turn approval for the loan you need into another tool to increase your score.

Cancel your subscription at any time

From the moment ShowTime receives your first payment, you’ll have full access to every available resource they have to offer. Your monthly subscription fee will be deducted directly from your bank account on or near the date you receive your salary.

While the services provided to those struggling with debt are vital, this subscription is obligation-free.

If you decide to cancel it, you may do so without fear of additional fees. However, you must submit your cancellation request in writing at least 5 business days before your next payment cycle to allow them time to cancel the debit order.

Showtime Finance – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 27.75%
  • Loan Amount up to R250,000
  • Repayment 6 months to 84 months

Benefits of Showtime Finance

  • Monthly credits scores and reports
  • Repair your credit score
  • Assisted loan applications
  • A range of personal loan options

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

ShowTime Finance help you get the right loan at the right price

Applying for your bad credit loan can be done effortlessly online in minutes. Simply adjust the sliders provided on ShowTime Finance’s home page to estimate what your repayments will cost.

Once you’re happy with your selection, fill in the loan application form, and they’ll send you an email or SMS detailing the next step. Loan approval depends on the lender you’re matched with, and they may have additional criteria.

How to qualify for your paid subscription

ShowTime Finance only caters to South African citizens and permanent residents with a green barcoded ID. You must be over 18, permanently employed, and have a bank account in your name that reflects your salary payment each month.

To be eligible for their subscription service, you must earn a minimum of R1,500 per month. During the application process, you’ll also be required to upload the following documentation:

  • A copy of your ID
  • Bank statements that reflect activity for the past 3 months
  • Your most recent payslip

Everything hinges on the affordability check

Once the lender you’ve been matched to has your application and documentation, they’ll run an affordability check. This consists of checking your bank statements, comparing your income to your expenses, and assessing whether you can comfortably repay the loan you’ve requested.

What the credit check is used for

Even when considering a bad credit loan application, a responsible lender must check your credit history. One reason for this is to determine what interest rates they can apply to your loan.

Lower credit scores attract higher interest rates because there is more risk that the lender won’t make back the money they lend you. ShowTime finance’s service helps you enhance your profile so that you can qualify for better loans with lower interest rates.

Customer Reviews & Testimonials

February 2022

ShowTime Finance helped me out when I didn’t have anywhere else to go. Their service and staff are exceptional. They helped me get a debt consolidation loan and saved me from being blacklisted.

Tanya S
— Cape Town —

May 2022

My mom recommended ShowTime Finance to me last year. They got me a bad credit loan in no time. I’m grateful for everything they’ve taught me.

Sarah D
— Alberton —

July 2022

I’ve been using the ShowTime subscription service for a while now, and I’d recommend it to anyone trying to take control of their credit profile. The service is professional, and they take care o...

Benjamin R
— Margate —

Showtime Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed