Rating based on 5 reviews


  • Business loans up to R5,000,000
  • 100% online loans
  • Repayment up to 12 months

In-page navigation

Bridgement homepage
Author Bridgement. Screenshot of Bridgement website.
[Accessed January 24, 2023]

About Bridgement

As an owner of an SME (small to medium enterprises), more commonly known as a small business, it can be very difficult to secure a capital loan from banks or loan providers to grow your business so that you can take on more business or new projects.

This is because banks are usually hesitant to provide loans to small businesses like yours and in many cases,  the process for your application may take weeks. Well, this is where Bridgement comes in to help you! Bridgement is a digital, non-bank lending company that has the goal of providing loans to you and your SMEs. 

Provide loans for SMEs

The aim is to offer you simple finance for your SMEs across South Africa which will, in the long run, enable your SME to expand your operations, as well as take on bigger projects, and bridge the scary gaps in cash flow. The aim is to help you, as the customer, grow your enterprise as much as possible. 

How it began

It all started with a group of data scientists and engineers with a single goal, and that is to use technology and data science to bring a new approach to traditional business loans in South Africa and to lessen the costs as well as the difficulty associated with these traditional business finance facilities. With this goal being the driving force, Bridgement was built which allows for the simplest way for you and your business to get finance in South Africa. 

Bridgement Services

When you need a capital loan, it can be a situation where you simply cannot wait. Whatever the reason may be that you require funds as soon as possible, it is possible with Bridgement. 

At Bridgement, your time is considered valuable, therefore it cannot be wasted! That is why you are offered near-instant decisions on your applications. There is no need to fill in long,  boring forms. Nor is there a need for any long-term commitments from you as the customer.

The diversity that benefits you

Diversity has allowed you as the customer to experience what it is like to be a part of  Bridgement’s revolutionary credit scoring models that uses thousands of data points to assess the financial health of your business, and this is all done in a matter of seconds.

Your time as the customer will not be wasted and your experience will be efficient as Bridgement is disrupting business finance and traditional finance practices.

Tailor-made business funding

You are offered simple working capital facilities without the paperwork and all applications are 100% online.  This means that it takes only 2 minutes to apply, for free! 

Bridgement – Business loan

  • Loan Type Business loans
  • Loan Amount up to R5,000,000
  • Repayment 1 month to 12 months
  • Decision 24 hours

Benefits of Bridgement

  • Apply online within minutes
  • Simple and transparent pricing
  • Settle your loan early

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Funding types include; a Business loan, line of credit, or invoice finance

Apply for different facilitates according to your needs as a customer. You can choose from 3  different types of funding, whichever will best benefit you and your business. 

Business loans 

If your business requires a loan on a simple term basis to cover a once-off business need then the business loan type is ideal for you. You have access to your funds within 24 hours after being approved. There are no hidden costs in your weekly rate, which is what is best for you as a customer as transparency is held highly. As a perk, you will even be rewarded for settling your loan early. 

This will allow you to take advantage of any growth opportunities as well as fund a new or existing project, or stock and new equipment.

Line of Credit

Another type of business funding offered to you and your small business is that of Line of  Credit. If your business only requires a flexible revolving credit facility to cover everyday needs, then this service is for you! 

You only pay for what you use, which you can draw and repay as you need. The cherry on top is that you are rewarded for early settlement as well!  You will spend less of your valuable time applying for business finance and you will have access to your available funds at any time during the day.

Invoice finance

Last, but certainly, is the business funding form of Invoice finance. This allows you to turn unpaid invoices into funds to manage ongoing cash flow. You can choose one or many invoices to fund. You will have no disclosure to your client or clients and you can access  100% of your invoice value, which helps improve cash flow and speed up growth.  You can get as much as R5 million on your receivable invoices and this allows you to optimize and save on your cost of finance with the option to settle when it will suit you and your business best. 

You are valued

Your business is important, you’ve worked hard and put a lot of time into your business.  This is why it’s important to make sure what you are getting into when getting funding for your business.

That’s why you can be assured that when you partner with Bridgement that you will be in for no surprises or clever little jargon. All the products that are available to you are clear and transparent. 

You are supported

The experience that you have is also important. Bridgement makes sure that all customers are respected and are partnering for the long term. The support you receive is unconditional, which means you need not feel hesitant about partnering with Bridgement,  even though it is a completely online application and technical company. 

Partner with Partners

Bridgement has partnered with many other businesses that allow you to have a great experience by becoming a customer at Bridgement. When you are securing business funding through Bridgement, you are partnering with a company that has partnered with SASFA,  Capricorn, as well as accounting software companies such as; Sage, QuickBooks, and Xero.  This means your user experience will be efficient and well managed.

Customer Reviews & Testimonials

December 2020

Bridgement helped me get a quick and affordable business loan.

Clark R
— Pretoria —

November 2020

Bridgement has a fast and simple online loan application. I quickly received the money i needed to buy new equipment.

Jack L
— Cape Town —

I would recommend Bridgement to anyone who needs a hassle-free business loan

Linda F
— Edevnvale —

Bridgement Contact

Physical Address

Opening Hours

  • Monday Open – 24/7
  • Tuesday Open – 24/7
  • Wednesday Open – 24/7
  • Thursday Open – 24/7
  • Friday Open – 24/7
  • Saturday Open – 24/7
  • Sunday Open – 24/7