Rating based on 6 reviews

RM Capital

  • Invoice Discounting
  • Up to 10M
  • Within 24 hours

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RM Capital homepage
Author RM Capital. Screenshot of RM Capital website.
[Accessed April 6, 2023]

About RM Capital

RM Capital has a powerful management team that brings expertise and experience to the table.

They are able to offer business finance solutions that are precise and meet the needs of your growing business. With 12 years of financing experience, they do not only offer you a loan but advice to help your business flourish.  

Their business is all about innovation and is miles apart from the traditional funding style of South Africa's large banks.

Experience in complex funding 

Unlike large banks and lenders, who are often unable to assist high-growth companies that do not meet their typical client description, RM Capital has the insight, experience, and expertise to deal with highly complex needs and transactions while developing a long-term relationship with their client.

RM Capital Services

If you're looking for a funding solution for your high-growth business or have unduly been refused credit by a bank contact RM Capital.

They can evaluate your situation and needs and come up with an alternative finance solution for your business. They offer a range of solutions that can be tailor-made to fit your particular situation. 

They offer accounts receivable financing, cash flow, and working capital business loans as well as asset-based lending solutions.

Advocates account funding

RM Capital offers account funding to professionals, such as advocates, engineers and doctors, who may need cash flow funding. They commit to minimal red tape and paperwork when you apply and will be able to help you within 24 hours of application. They are the ideal partner for any professional and if you require a flexible funding solution contact them to discuss your needs.  

RM Capital – Business loan

  • Loan Type Business loans

Benefits of RM Capital

  • Fast loan approvals with minimal paperwork
  • Tailor-made financial solutions
  • A passion for helping businesses

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Their loans are designed around your business needs

They are located in Hyde Park in Johannesburg and can arrange to meet with you to discuss all of your business funding needs and work out a financial solution that is flexible and meets your needs.

Whether you're looking for structured funding, invoice discounting, cashflow funding, or asset-based lending solutions they can deliver a unique and tailored solution.

Out-of-the-box thinking

At RM Capital they pride themselves on being able to think out of the box and deliver quick financial solutions that are uniquely effective and help you achieve your business goals in an effective and precise manner. They are quick thinking and will likely be able to put an offer on the table much faster than any mainstream competitors. Contact them to discuss your needs today by calling, sending an email, or filling in the contact request form to have a professional get in touch with you.

Implications of providing incorrect information

Failing to provide them with correct information will not only delay your business loan application but they also may never accept future credit requests from you. It is important that you always provide them with truthful and accurate information.

There is a misconception that customers have thought when they provide exaggerated figures from their business financial statements, will approve their small business loan applications. This is not the case as there are a number of things that need to be taken into account.

In order to ensure that you are given the opportunity of being considered for credit in the future, truthful and accurate information is a prerequisite.

Applying for a secondary business loan

An additional business loan will depend on how well you pay your current advance plan and whether you have the money to pay for the next loan you would like to make. At the end of the day, they want their customers to be able to still make other payments and not just focus on current loans without prioritising other expenses.

Financial maturity is important and it will always work in your favour in the future.

Customer Reviews & Testimonials

September 2018

RM Capital approved my business loan application when no else did!

Abigail M
— Randfontein —

November 2018

I recommend RM Capital for all entreprenurs because their interest rates are affordable.

Salome K
— Gauteng —

April 2019

The entire credit application at RM Capital is easy to follow through and didn’t give me any hassles.

Michael B
— Port Edward —

RM Capital Contact

Physical Address

  • The Offices of Hyde Park, Suite 102 - Block B Strouthos Place Johannesburg Hyde Park 2196 South Africa
  • Get Directions

Opening Hours

  • Monday 8:00 – 17:00
  • Tuesday 8:00 – 17:00
  • Wednesday 8:00 – 17:00
  • Thursday 8:00 – 17:00
  • Friday 8:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed