Rating based on 42 reviews

FNB Business Loan

  • Business loans up to R400,000
  • Low-interest starting from 10.5%
  • Repayment up to 5 years

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FNB homepage
Author FNB. Screenshot of FNB website.
[Accessed January 24, 2023]

About FNB

People are always looking out for a bank that they can trust. A bank that will not only protect their money but also help grow their money.

With FNB, that is possible. They are a bank that does not just offer you private banking or advice on how to save money. They are all about people. their banking options are designed to suit the need of every individual that joins the First National Bank family.

Where it started

They are one of the oldest banks in South Africa. They can be traced all the way back to the Eastern Province Bank formed in Grahamstown in1838. FNB trades now as a division of First Rand Bank Limited. Two things stand out when you look back and FNB's history. They are a survivor and they are for the people.

What FNB has to offer you

FNB is flexible and has much to offer in terms of service and business loans. They are in tune with the needs and wants of the people that come and bank with them. That is why they offer a myriad of services.

FNB Services

It is all about what suits your needs and what you are comfortable with. They offer different savings plans and bank accounts to suit your lifestyle, no matter what it may be.

All have different requirements and age ranges. Whether it be from your FNB account to your private wealth card. They cater to wherever you are in life right now.

FNB credit cards

Apply for a credit card to simplify your finances and with that the added benefits. FNB is a trusted name when it comes to providing credit cards. Credit cards are the safest cash replacer and it is very convenient. Apply online for your credit card and see how your cash flow improves.

Different ways to bank

Digital banking - download the FNB app and register online. Using your sim and or your bank account number, you can quickly and easily tend to all your banking needs online. You can also look forward to the rewards that you get from FNB for doing your banking online.

FNB – Business loan

  • Loan Type Business loans
  • Interest Rate from 10.5%
  • Loan Amount up to R400,000
  • Repayment 90 days to 5 years

Benefits of FNB

  • Repayment from 3 months to 5 years
  • Fixed interest rate
  • Business loans up to R400 000

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They understand that when it comes to your financial goals, it is unique and personal

Because things change in life and so do priorities and sometimes you need a helping hand achieving those goals.

The FNB goal-based financial approach is made easier as they are here to help you identify, prioritise and plan for your financial future.

FNB home loan

Buying the home of your dreams is just one online application click away. FNB offers you, the client the best deals you can find on a property in South Africa. Their interest rates are the lowest in the country and that makes it even easier and hassle-free when applying for a home loan. If you are a first-time homeowner, they at FNB will make your experience worthwhile. You can rely on them to guide you and make the right home loan choice that will be suited to your pockets and needs. Their online loan applications are quick and easy and you will have a consultant on standby if you should have any further questions. 

FNB insurance

It is important to have the right kind of insurance so that you can financially plan accordingly. They pride themselves on offering transparency, real value, and convenience combined with excellent service. They offer a myriad of insurance including, life insurance, funeral insurance, accidental death plan, car, home insurance, and many others. All just a quick click away.

Your best life is just a click away

Everything that you could ever need or want from a bank, you can find with FNB all you need to do is go onto their website. Straightforward and easy applications for every banking need, to the rewards system and the benefits you get just from banking with them. If the online route does not satisfy you. You are always welcome to call them or to go to your nearest FNB branch and meet with a consultant, that offers friendly service and will patiently answer any and all questions you may have.

Just remember to activate your cell phone banking app in the branch and not share your password with just anyone.

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FNB is a trusted & reliable provider of business loans

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

August 2019

I switched from my previous bank to FNB and I do not regret that decision. FNB has so many great benefits and they truly look out for your financial need

Amber Y
— Pinetown —

March 2019

I was having an issue with an online application, so I went to the nearest FNB branch, their consultants were friendly and welcoming as well as patient with me. What a great experience

Precious R
— Palmridge —

FNB Contact

Physical Address

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed