Rating based on 2 reviews


  • Reliable credit cards
  • Affordable repayments
  • Low interest rates

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MasterCard homepage
Author MasterCard. Screenshot of MasterCard website.
[Accessed January 24, 2023]

About MasterCard

Mastercard is a technology company that offers smart, quick, and safe transactions for individuals, companies, and governments across the globe.

Powering a large portion of the global digital economy, they’re one of the most recognisable brands in the world.

With hundreds of offices all over the world, they’re committed to serving you with their latest innovations. Trusted by thousands of merchants and financial providers, you can rest assured that you’re in good hands.

Simplicity at its finest

While most people know MasterCard to be the force behind their credit cards and various merchant services, this company is so much more.

This not only reflects their commitment to ongoing innovation but proves that, as with all their services, it is true simplicity that leads the way.

They’re so well-know that in 2019 they decided to take out their name from their logo and stick to their iconic red and yellow circles.

Merchant services

If you’re a merchant or business, why not accept MasterCard? It’s such a quick, simple process that will make it easier for all your customers to transact.

MasterCard Services

Their payment processing technology allows every from the individual to the government to quickly and safely make and receive payments.

Their brand is accepted across 210 countries and allows you to make online payments with ease.

You’ll probably be familiar with their logo, branded across debit and credit cards from many leading financial service providers.

MasterCard issuing banks in South Africa

Currently, ABSA and Nedbank offer credit cards that utilise the MasterCard network. If you’re looking for debit cards, this group of FSPs will expand to include FNB and Capitec.

Prepaid MasterCards

Prepaid MasterCards allow you to deposit cash into an account and then safely use the card to pay for goods and services.

This handy option lets you get moving without worrying about security and without worrying about credit checks and red tape.

If you’re a merchant you can apply to accept MasterCard in South Africa via their local website - you won’t regret it!

MasterCard – Credit card

  • Loan Type Credit cards

Benefits of MasterCard

  • Quick online applications
  • Get a range of benefits

Get your MasterCard today

If you’re looking to apply for a credit card you will have to make a loan application with your bank.

As mentioned ABSA and Nedbank currently offer MasterCard branded options. To qualify for a credit card you must meet the requirements of the specific bank.

Most will have to have the set minimum monthly income, have a good credit record, and a solid history with their bank.

Pre-qualified for a credit card?

To find out if you’re already pre-approved for a credit card you can log into your online banking profile and check out the offers available to you. Alternatively, you can call the bank and a consultant should be able to help you check.

If you’re pre-approved you won’t even have to apply you’ll just have to digitally accept the terms and conditions as set out by the bank and you’re ready to go!

What if I don’t qualify?

If you don’t qualify for a credit card, you can opt for a debit card that carries the MasterCard logo. Debit cards can also be used to shop online and pay for goods and services across the world.

Alternatively, you can opt for a pre-paid MasterCard. This will not require a credit check or any other qualification criteria to be satisfied. This means you can simply load your card with cash and enjoy all the streamlined benefits of the MasterCard brand.

Customer Reviews & Testimonials

May 2020

I’ve been a loyal MasterCard user for years and have never been let down.

Sean H
— Pretoria —

July 2020

I travel for business on a regular basis and have found that carrying a MasterCard branded credit and debit card ensures I can quickly and easily pay for my travels across Europe.

Harry S
— Greenpoint —

August 2020

I’ve been using MasterCard credit for a few months now and find that it’s an absolute breeze to use for all international payments and travel. It’s accepted all over and makes my airport transits...

Gina D
— Port Elizabeth —

MasterCard Contact

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Physical Address

  • 2196 south, 20 Melrose Blvd, Birnam Johannesburg 2196 South Africa
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