Rating based on 33 reviews


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Author Wesbank. Screenshot of Wesbank website.
[Accessed January 24, 2023]

About Wesbank

Unlike other credit providers who like to talk about themselves all the time Wesbank, a division of FirstRand Bank Limited, actually takes the time to hear you.

They want to find out what your needs and wants are, where you want to be in 5 or 10 years and what you believe to be the best credit solution for you moving forward and this makes them better than the rest!

Relevant products for everyday use

As a credit card provider that is constantly looking for ways to improve its products and offer you innovation, simplicity and convenience. They're competitive and provide some of the most advanced and relevant credit cards in the country. These products are designed to fit into your life with ease and offer you a range of benefits that make everyday finance better.

Wesbank Services

They offer a large range of products and services including personal loans, insurance, savings and everyday transactional accounts as well as large ticket items like vehicle loans.

Their products and services are easy to access and could have you where you want to be sooner than you ever thought possible!

A card for every need and purpose

Different credit cards that Wesbank offers are designed for different purposes, lifestyles and people. While some use credit cards to build a good credit history in preparation for applying for a home loan, some use them to do their everyday grocery shopping while others use them to earn rewards for everyday spending.

Wesbank – Credit card

  • Loan Type Credit cards
  • Interest Rate from 4%
  • Decision 3 days

Benefits of Wesbank

  • Quality financial assistance
  • A simple and secure online loan application
  • Car insurance

Its easy to apply for a credit card, and the application only takes a couple of minutes

At Wesbank they believe that strong everyday financial skills and knowledge will go a long way in helping you secure the future that you and your family deserve.

From bank accounts to home loans for newlyweds who want to buy their very own home, they're there for and through it all.

Applying for a Credit Card online

As a modern and innovative lender, they allow the customer to apply for credit online - whether it's a personal loan or a car loan. With them, you have the world at your fingertips and you can apply at any time of the day or night. They will process your request quickly and ensure your questions are answered and your needs are met.

They offer you

They are there for you and that is why they want to make their bank your one-stop-shop. They offer you all that you need from banking to personal loans to car loans to help you find the perfect place to buy your car. And it gets better they can even do your insurance for you, from insurance for yourself to your car to your wallet, they are thinking about you and that is why they offer you all of the above and more all you have to do is contact them if you would like further information.

Balloon refinance options

Yes, they know that most members of the public when you apply for a car and you get told there are no catches all you have to do is pay R2 999 a month. Then you get the car they have not informed you of the heavy balloon payment that will be coming up as your last payment well with them you do not have to stress they have got your back and they are here to help you and advise you too.

They will help you with a loan to get your car payment made and you have peace of mind knowing that once you have paid back the amount your car is yours. They know that not everyone has the R30 000 to the R50 000 that can sometimes be the balloon payment at the end and that is why they have got your back. You can be assured that they will help.

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Wesbank is a trusted & reliable provider of credit cards

In our review, Wesbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Wesbank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

January 2019

I landed myself in some trouble when I bought a car and was not aware that there was a balloon payment that needed to be done at the end. Well with Westbank I was sorted and they helped me apply ...

Jess V
— Johannesburg —

April 2019

I emailed Westbank with a query about a loan and how they can assist me one of their consultants phoned me back and explained all that I need to know in detail. Great service couldn’t be better.

Jessica W
— Cape Town —

Wesbank Contact

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