Rating based on 19 reviews

African Bank Credit Card

  • Tailored card options
  • No annual fees
  • Low-interest starting from 2%

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African Bank Credit Card homepage
Author African Bank Credit Card. Screenshot of African Bank Credit Card website.
[Accessed January 24, 2023]

About African Bank Credit Card

When it comes to banking services you want to use a bank that is big enough to offer you all the bells and whistles but, that will not forget that you're still a person behind all those digits.

If you're looking for a reliable lender that is looking to make a big difference in small ways - choose African Bank!

An innovative and transparent credit provider

They are committed to being open, accurate and honest with their customers and have provided comprehensive details on their interest rates and fees on all of their credit products which include personal loans and their Silver and Gold credit cards among their investment and insurance schemes and products.

African Bank Credit Card Services

They offer two Visa credit card products which are their silver and gold cards.

Their card provides you with medical, legal and emergency services as well as extended warranty and purchase protection that ensures you're taken care of against faulty and below-standard products.

Investments, insurance, credit cards and loans

At African Bank, they offer personal loans, debt consolidation loans, credit cards, a range of investment accounts as well as insurance products including credit life, funeral cover, crime injury and personal accident products.

African Bank Credit Card – Credit card

  • Loan Type Credit cards
  • Interest Rate 23% p/a
  • Decision 48 hours

Benefits of African Bank Credit Card

  • Enjoy financial freedom
  • Tailormade credit cards
  • No monthly fees

African Bank is the trusted name when it comes to credit card providers

In order to find out more about their two distinct credit card products, you can visit their website and download a range of PDFs including their brochure which details all the fees, charges and interest rates, the feature and benefits as well as details on functionality and online services.

You can also download the terms and conditions for their credit cards, budget guides and forms that help you to apply for credit online.

How they use credit scores

Your credit score will be calculated based on your credit history and profile and will be used to determine if you are eligible for a credit card and the interest rate that will apply to your credit card.

You can also check your own credit record online and get a free copy from one of the many credit reporting agencies in the country once a year.

They will call you back

All you have to do is click on the option call me back and insert your details and they will call you and help you apply or perhaps help you with your query you may have. They will endeavour to help you to the best ability.

Apply online

They would like to make your life easy by letting you apply online. All you have to do is fill in all the sections that you are required to do and upload your required information and will let you know in a max of 48 Hours.

Calculate your payments

They have made sure that if you would like to see how much you will be paying per month on either your loan or credit card depending on the amount you are spending you can do that by checking out the calculator and placing your amounts in. They have fixed deposits helping you with better rates and payments

They promise to help you

Whatever you are looking for you will be able to find it through them, they guarantee you, they can offer you a huge variety at African Bank. They have loans that will suit your credit cards and insurance they can even help you with investments all you have to do is ask.

man holding thumbs up

African Bank Credit Card is a trusted & reliable provider of credit cards

In our review, African Bank Credit Card adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ African Bank Credit Card is a registered credit provider in South Africa: NCRPC7638

Customer Reviews & Testimonials

September 2018

I heard about the company through a friend and asked them to give me a call and had my credit card sorted out in no time great service.

Pierce S
— East London —

November 2018

I went travelling and my credit card had been misplaced this great team helped me get a new card and I was treated fantastically.

Cheyenne S
— Cape Town —

April 2019

This company has been with me every step of the way when I took my first loan with them and now I ask them for advice on my advisements and more they have made me feel grateful for the way they c...

Beryldene C
— Mpumalanga —

African Bank Credit Card Contact

Physical Address

Postal Address

  • Private Bag x170, Midrand, Johannesburg, 1685, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed