Rating based on 43 reviews

Absa Credit Card

  • Membership rewards
  • Low interest rates
  • Low-interest starting from 19.30%

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Absa Bank homepage
Author Absa Bank. Screenshot of Absa Bank website.
[Accessed January 24, 2023]

About Absa Bank

ABSA Bank is South Africa's largest and most trusted banking institution.

In 1991 ABSA was founded as a result of a massive merger between 4 large banks after which a rebranding in 1998 saw the bank rise to new heights. They deliver modern, flexible and reliable lending and banking services to South Africans nationwide.

They help you achieve great things

Their primary goal is to help their customers achieve their goals and dreams and they do this by providing them with world-class lending and banking solutions including home loans, car loans, credit cards personal loans and modern banking solutions. If it's progress you're looking for, choose Absa to stand by you, when it counts.

Absa Bank Services

Absa Bank offers a full range of flexible products and services including one of South Africa's largest ranges of home loan products, flexible credit cards for students, business owners and people who want to get more out of their everyday spending and online banking that makes life that much easier.

Their range of credit cards

Absa Bank has a range of premium credit cards that are ideal for anyone - from the student looking for a better way to make their purchases to the avid traveller looking for big rewards for their flights. They offer credit cards for everyday use, co-branded cards such as Virgin Money and Avios as well as a student credit card.

Absa Bank – Credit card

  • Loan Type Credit cards
  • Interest Rate 19.3023.70% p/a
  • Decision 1 week

Benefits of Absa Bank

  • The credit cards have full ATM functions
  • Use your credit card and earn rewards
  • Use your credit card to shop online

Apply for a credit card to simplify your finances & enjoy the extra added benefits

They offer Absa Bank customers credit cards that are designed to work for you.

Their Absa Platinum credit card is designed for those high-income earners who are looking for added purchase protection, access to Airport Lounges and a range of fantastic rewards for their everyday spending.

To qualify for this credit card you must earn over R 25 000 per month, be over 18 and be a South African citizen or resident.

The Absa Transact credit card

This is one of their most popular credit cards and offers people who are earning between R2 000 and R4 000 - 57 days of interest-free purchases, fixed monthly repayments, basic travel insurance and helps you slowly build up a good credit history.

If you're looking to get a mortgage or apply for a vehicle loan and have no credit history this may be the ideal card for you! 

Earning rewards for spending

How great would it be to know while you are spending money you are earning it at the same time? Well, all you have to do is own a debit card or a credit card. Then all you have to do is apply online for your Internet banking and start spending. With the rewards you can choose how to spend it, there are a few options you can choose to turn your points into airtime or transfer the money into your account. You can add it to trust or even donate your cashback earnings from your reward to charity the choice is up to you.

Using your app

Once you have registered with Absa Bank you can download the application. It will be your best friend with this app you can do a whole bunch of things and at the same time make sure that you keep track of your account. Once you upload the account you will be able to keep track of your bank account and how much you spend and make immediate payments from your phone. If you would like help downloading the app you can go into one of the branches or phone their customer care line.

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Absa Bank is a trusted & reliable provider of credit cards

In our review, Absa Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Absa Bank is a registered credit provider in South Africa: NCRCP7

Customer Reviews & Testimonials

October 2018

Downloaded the app where ever I go I can keep tabs on my account.

Xholani B
— Port Elizabeth —

April 2019

I went to the branch for help getting my credit card sorted and within a few minutes, I got the assistance I needed great staff at the bank.

Sarah S
— East London —

Absa Bank Contact

Contact Number


  • not available


Physical Address

  • Canal Walk Century Blvd Cape Town Century City 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 09:00 – 15:30
  • Wednesday 09:00 – 15:30
  • Thursday 09:00 – 15:30
  • Friday 09:00 – 15:30
  • Saturday 09:00 – 12:30
  • Sunday – Closed