Rating based on 38 reviews

Debt Solutions 4 U

  • Restructured payments
  • Asset protection
  • Tailored loan options

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Debt Solutions 4 U homepage
Author Debt Solutions 4 U. Screenshot of Debt Solutions 4 U website.
[Accessed January 24, 2023]

About Debt Solutions 4 U

Debt can be good but when you are unable to control it and it begins to overwhelm you, then it is time to seek assistance.

Debt Solutions 4 U offers an array of debt solution products and tools that can assist you on your journey to financial recovery.

All about their Debt Solutions business

Seeking assistance for debt management is not an easy task which is why they provide only the best debt counsellors to assist their clients. Having a counsellor that you feel comfortable with and are able to confide in is one of the most important aspects of thorough debt recovery. Their staff operates with strict confidentiality, so you do not need to worry about information being leaked.

They also developed quite a good relationship with quite a few creditors throughout the years which will benefit the client during negotiations. Do not suffer in silence; move towards the light and allow Debt Solutions 4 U to assist you.

The benefits of using their services

Once you have made use of their services, you will be able to see the benefits for yourself. Debt Solutions 4 U is dedicated to providing clients with a custom debt management plan every time. Every individual is different which is why they do not believe in ‘cookie-cutter’ plans – every plan is tailor-made for each client’s circumstances.

Your personal debt counsellor will be able to negotiate new deals with creditors for reduced instalments. The best part is that once you are under debt review, your assets enjoy legal protection and cannot be touched by creditors.

Debt Solutions 4 U Services

When you are in the debt-busting business, you need a few tricks up your sleeve to help alleviate the bad.

Debt Solutions 4 U has an array of options and their debt counsellor will determine which plan of action to pursue based on the severity and uniqueness of your circumstances.

What is debt review and how it can help

At Debt Solutions 4 U, they make use of debt review to forge a better life for their clients. Think of debt review as the first and necessary step to financial freedom. With the assistance of debt consolidation, clients will enjoy greater amounts of disposable income due to reduced debt and restructured debt repayments which our counsellors have negotiated with the creditors.

During this time they will not only assist the client to alleviate their debt, but they will also educate and inform them of better debt management practices to avoid run-ins such as the aforementioned again.

Their debt review process

To be placed under debt review, there is a process that needs to be followed. Here are the Debt Solutions 4 U debt review process:

  1. Assessment: Complete the assessment form and a counsellor will contact you.
  2. Application: Complete the application providing personal and creditor information.
  3. Review: Their team will review the application to determine if you are over-indebted.
  4. Protection: You are now under debt review and are safe from creditors.
  5. Negotiation: The counsellor now negotiates with the creditors for better repayment schemes.
  6. Court Review: Once the negotiation is complete, the portfolio is sent to court for approval.

Debt Solutions 4 U – Debt counsellor

  • Loan Type Debt counselling

Benefits of Debt Solutions 4 U

  • Protection from creditor harassment
  • Personalised debt management
  • Restructured debt repayments

Be smart – apply to go under debt review today

However, the choice is in your hands. You need to decide whether or not debt review is the right choice for you.

But, remember, that the longer you leave the debt to fester, the worse it will get.

What are the minimum requirements?

Every debt solutions company has its own set of requirements, but Debt Solutions 4 U is not as strict as some of the companies. Their requirements are simple:

  • Be over the age of 18.
  • Only South African citizens.
  • Have a fixed income, i.e.: you do not have to be employed but have to be receiving a consistent income from a trustworthy source.

What documentation will you need?

When you complete the application form there are certain documents that you will need to provide:

  • List of all income and expenses
  • List of all creditors and debt amounts
  • South African ID documents
  • Bank statements

How do you complete the application?

To access our professional debt counselling services, all you need to do is visit their website. From there you will be able to complete the application, with no muss or fuss. It truly is as simple as it appears.

Customer Reviews & Testimonials

June 2019

With the assistance of Debt Solutions 4 U, I was able to recover from my financial slum. If you are experiencing the same hardship, then I recommend them to you also!

Andrea W
— Boksburg —

May 2019

Get your debt under control with the assistance of Debt Solutions 4 U – their staff are experts in their field and super friendly.

T Mbontsi
— Pietermaritzburg —

Debt Solutions 4 U Contact

Contact Number


  • not available


Physical Address

  • unit 13, 286 Cradock Ave Cradock Center Cradock Ave, Lyttelton Manor Centurion Gauteng 0157 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed