Rating based on 10 reviews


  • Reduced financial stress
  • Free debt assesments
  • Asset protection

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Author Nokofin. Screenshot of Nokofin website.
[Accessed January 24, 2023]

About Nokofin

Having helped more than 5,000 South Africans deal with their debt, Nokofin is a popular, efficient, and reliable provider of debt counselling services.

They take pride in helping over-indebted people overcome their problems and improve their situations.

Helping you take back control

Their services are highly sought after and will help you take back control of your finances. Whether you have too many personal loans or overdue store accounts, Nokofin will help you create the most suitable repayment plan.

In addition to ensuring you repay all your debs and become debt-free, debt review will keep creditors at bay and help free up cash for everyday living expenses.

More than 10 years of expertise

Having been in the industry for more than 10 years, Nokofin has established excellent relationships with major stakeholders in the industry.

They leverage these relationships to quickly and easily negotiate with major creditors on your behalf and help reduce the amounts you owe or alter terms to benefit you.

Nokofin is registered with the National Credit Regulator and abides by all the rules and regulations as set out in the National Credit Act. This includes the regulation of the fees charged for debt counselling services.

Nokofin Services

Nokofin provides debt review services to over-indebted South Africans.

These services offer numerous benefits including reduced monthly repayments, the halting of any action by creditors, and one single monthly repayment.

How Nokofin’s debt review process will work

Debt review is a legal process that is regulated by the National Credit Act. Once you’ve determined that it’s the right option for your circumstances you can start the process by completing an online application.

You’ll need to outline all of your debts and provide details on your personal income and expenses. Debts including credit card debt, store accounts, short-term loans, and personal loans can all be included.

Once you’ve submitted all the supporting documents, a Nokofin debt counsellor will be in touch and will begin reviewing everything.

Repayment plans are made an order of court

They’ll draw up a repayment plan to suit your budget and present this to your creditors. Once they’ve all agreed to the new amounts and terms, the agreement is made an order of court.

Creditors may not take any further legal action against you once this has happened and your assets will be safe from repossession. This is one of the most common reasons people choose debt review rather than try to handle multiple creditors by themselves.

In addition to the practical benefits of keeping your assets safe, this will offer you peace of mind and give you some breathing space.

Nokofin – Debt counsellor

  • Loan Type Debt counselling

Benefits of Nokofin

  • No upfront fees for debt counselling
  • They negotiate with creditors on your behalf
  • Combine debt into one affordable payment
  • Free assessment 

The three keys to a successful debt review outcome

Nokofin believes there are three core things that will help you handle your debt situation. 

In terms of being realistic, you must set goals that you can actually achieve. It’s understandable that you’d want to get out of debt within the shortest time possible, but that’s not always possible.

Ensuring debt counselling is right for you

Each person has a unique financial situation and whether or not debt counselling is the right option for you depends on your income and expenses as well as your goals.

If you’re unsure if it’s the right choice, you can contact Nokofin and a consultant can help you determine what option will suit you best. It’s important to choose a debt counsellor with experience since this is a serious matter that, if mishandled, could cause serious long-term damage.

Qualified debt counsellors - at your service

Nokofin’s debt counsellors are all qualified and registered with the Debt Counsellors Association of South Africa. This ensures that they’re qualified and have received the necessary training to properly review your finances and come up with suitable solutions.

The tree-step debt review process

Step 1: You must complete an online application and provide the required supporting documents to Nokofin.

Step 2: A debt counsellor will review your finances and set up a repayment plan based on your personal affordability. These new amounts will be communicated to your creditors.

Step 3: Once accepted by all parties, the agreement will be secured by a court order and you will be safe from any further action being taken against you by your creditors.

Customer Reviews & Testimonials

September 2020

Before I applied for debt counselling with Nokofin I was extremely stressed and simply couldn’t manage my finances. These professional people helped turn things around for me and I am ever gratef...

Pumzile G
— Port Elizabeth —

April 2020

Excellent, reliable, and speedy service from these guys. I’d recommend them to anyone who needs a bit of financial breathing room.

Martin V
— Nelspruit —

January 2020

I always had a negative perception of debt review but Nokofin changed my mind. After months in utter financial distress, I finally was able to get a good night’s sleep.

Ashley T
— George —

Nokofin Contact

Physical Address

  • 3, 87 Commissioner St, Park Central Johannesburg 2000 South Africa
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Opening Hours

  • not available