Rating based on 11 reviews


  • Complete form online
  • Low-interest starting from 36%
  • Repayment up to 24 months

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Author Lamna. Screenshot of Lamna website.
[Accessed January 23, 2023]

About Lamna

To have a paid-off asset in your name, in the form of a house or a car, can save a person who needs to borrow money urgently.

Instead of worrying about the paperwork and a good credit check required for a bank loan, you can borrow money against your assets. Lamna Financial provides these loans to their clients and promises to help them borrow responsibly. Lamna takes great pride in their clients and thus will make sure they do not fall into more debt.

Quick and reliable loans 

Lamna aims to provide prompt service to all clients safely and reliably as they are one of South Africa's most reliable loan providers. They are a trustworthy, accredited financial service provider who complies fully with the National credit guidelines. Lamna Financing is a registered credit provider.

After the agreement is concluded, clients can expect their funds paid into their account within the same day! When working with Lamna, there is no waiting or complex paperwork. Clients also don't have to provide proof of income or a clear credit rating to get their loan against a car.

Lamna Services

A car is one of the most valuable assets a person can purchase in their life.

As soon as it has paid off, it becomes a fast, convenient way to unlock its value without selling it.  If there is no outstanding debt on the vehicle and your income can cover your loan and interest repayment, you can apply for a loan against a car.

Use your car as a security 

At Lamna, car financing is made easy. Apply for a loan online or via phone, and let them know the make, model, year, and mileage of your vehicle. They will straight away make an initial loan offer based on the estimated value of the car. After that, the vehicle needs an evaluation from an on-site, expert appraisal. Once all is on order, the loan gets approved, and the agreement is concluded.

Lamna – Pawn My Car

  • Loan Type Pawn my car
  • Interest Rate 3660% p/a
  • Repayment 3 months to 24 months

Benefits of Lamna

  • Access cash within 24 hours
  • Quick approval
  • Fast funding

Lamna is a registered credit provider clients can expect reliable service

As soon as the loan application is approved, you hand over your vehicle to Lamna Financing.

During the period of your loan, your car gets safely stored in a secure location. The storage facility has strict access control and security that ensures that only you drive your vehicle. Once the pawn car amount and interest get paid, the car is returned safely to the client. Lamna Financing promises to return the vehicle with the same mileage and in the same condition as they received it.

Benefits of pawning your vehicle 

Lamna takes pride in being a registered national credit provider who runs a reliable and trustworthy practice. Not all loan providers are responsible, and it is essential to check before you proceed. It would be helpful to look at this article and choose the best online loan lender in South Africa. Also, make sure to learn about the full terms of the car loan.

Car evaluation 

The founders built Lamna’s foundations on keeping the trust of their loyal client base. Thanks to this loyalty, Lamna has been operating nationwide in South Africa for many years. They have branches in Cape Town, Port Elizabeth, Sandton, Durban, Gaborone, and Botswana. Besides their physical components, they also fully operate online. Anyone who wants to pawn a vehicle will benefit significantly from working with Lamna loans.

How much you can borrow 

The value of the asset determines the value of the loan. Instead of worrying about credit stores, a monthly salary, and guesswork about credit risk, take your asset to be evaluated. Because the loans are asset-based, the values vary wildly.

Types of assets accepted

Lamna loans accept various movable assets, including cars and boats and luxury items such as watches.  In the past, they offered loans valued from R20,000 to R10 million. They accept loans against immovable assets in the form of commercial property that has no debt. Previously, they have provided clients with property loans from R500,000 to R10 million.

Documents required for personal loans 

Make sure to have all your documentation for your vehicle ready upon applying for the loan. This requirement includes the original car registration documents, which all need to be in the Sellers’ name. Clients will also be required to provide identification and proof of address to finalize the agreement.  No credit checks are required to loan against your vehicle at Lamna Financing.

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Lamna is a trusted & reliable provider of pawn my car

In our review, Lamna adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lamna is a registered credit provider in South Africa: NCRCP 7428

Customer Reviews & Testimonials

October 2019

I needed cash to help renovate my kitchen and Lamna was there to assist.

Mary N
— Cape Town —

July 2020

Excellent customer service, very professional

Thabiso N
— Port Elizabeth —

May 2020

Super reliable Lamna is just the best guys!

Martha S
— Gauteng —

Lamna Contact

Contact Number



Physical Address

  • Office 201A, Soho On Strand Building, 128 Strand St Cape Town 8000 South Africa
  • Get Directions

Postal Address

  • PO Box 50798, Waterfront, 8002, South Africa

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed