Binixo

Get a pension bridging loan easily online through Binixo.

They've spent the last three years connecting people to trusted South African lenders and would like to show you the easy way to get finance.

As a pensioner, you'll know that getting financing to cover the gap between now and the end of the month can be a difficult and lengthy process. Whether you need a quick loan to cover the expenses between the middle and end of the month or are waiting for a large payout and need cash for an emergency.

A simple way to access fast cash

Binixo has come up with a simple way to apply for and receive a pension bridging loan in no time at all. Their application process is paperless and entirely online. Binixo is a broker and will be able to find you a lender who can offer you interest rates and repayment periods that suit you.

Binixo doesn't need you to give any proof of income. They work with local lenders who know how difficult pensioners find it to get a loan and are willing to extend trust and aid in your time of need. All you need is a valid bank account and a South African ID.

Get up to R9,000 

Through Binixo you can get a pension bridging loan of between R300 and R9000 with a repayment term of up to 65 days. You could pay as little as 0.01% on your first loan. Binixo boasts of a 99.9% success rate for loan applicants.

Other loans you could apply for:

• Payday loans
• Short term loans
• Debt review loans
• Personal loans
• No credit check loans
• Quick loans

The application process is easy and takes a few minutes. 15 minutes after your loan is approved money will be reflected in your bank account. The information you share with Binixo is secure and will only be available to the lenders who process your application.

Binixo provides a fast simple solution to your cash flow problems.

By applying for a pension bridging loan through them you will have access to lenders who won't wrap you up in red tape and take months to come back with an answer.

Bad credit solutions on offer

Using Binixo as your broker you will also be able to apply for a bad credit loan. Their trusted lenders will be willing to extend the loan to you without any proof of income. As long as you have a South African ID and a valid bank card you will be able to apply for a loan.

People with bad credit records will be charged a higher interest rate because they pose a higher risk to the lender. Binixo makes sure you get an offer that is both fair and won't cause you more financial distress.

Visit Binixo's website to see their tips on how to improve your credit rating and keep you off the blacklist.

Fees that might be included in your installment:

Initiation fee:

Most lenders will charge you an initiation fee. This a fixed amount that will vary between lenders. You can pay it off in one payment at the beginning of the loan period or you can have it divided up into your monthly installments.

Interest rate:

The interest rate will differ between lenders and the various pension bridging loans. By using Binixo as your broker you'll receive more than one offer allowing you to choose the rates and terms that suit you.

Administration fee:

This fee will also differ from one lender to another. This fee covers the cost of things like phone calls, paperwork, and updating your monthly statement.