Rating based on 17 reviews

Marlin Credit

  • Pension bridging loans starting from R2,000
  • Low-interest starting from 27.5%
  • Improved cash flow

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Author Marlin Credit. Screenshot of Marlin Credit website.
[Accessed January 24, 2023]

About Marlin Credit

Marlin Credit is a registered credit provider that supplies bridging finance to South Africans when they need it most.

These are affordable short-term loans that allow you to access quick cash and repay it once you receive your payout.

Whether you are short of cash and need some time to get back on your feet or need to urgently repay debts owed, Marlin Credit can offer you a simple, affordable solution that you’ll love.

A rich history and powerful impact

In 2018 alone, Marlin Credit served over 4,000 customers and has changed more than 50,000 people’s lives over the course of their 60-year existence.

Pension bridging finance with a difference

Marlin Credit offers pension bridging finance that takes your unique situation, means and needs into account. Whether you’ve resigned, been retrenched, dismissed, or are awaiting a severance package, they’ll be able to help.

Property bridging loans

In addition to loans for pensioners, they also offer property bridging loans for those who are awaiting the proceeds from the sale of a property.

Marlin Credit Services

If you’re expecting a lump sum payout of R20,000 or more, you’ll be able to access an affordable pension bridging loan.

The minimum loan amount that one can obtain is R2,000 but the amount varies based on how much you’re waiting for as well as affordability.

Do you qualify for a pension bridging loan?

If you have been retrenched, dismissed or are awaiting your severance package, you qualify for a provident or pension fund loan.

These personal loans are ideal for dealing with unexpected situations as well as to help you get by while waiting for a lump-sum payout.

Additional loan types available at Marlin Credit

In addition to pension and provident fund bridging loans, Marlin Credit also serves customers with property bridging loans as well as payouts resulting from divorce, death, disability claims, retirement annuities, investments, and policy payouts.

Using your loan to manage your finances

Whether you need to stay afloat while awaiting your payout, settle debts or get your plans on the road, Marlin Credit’s pension bridging loans can help.

Marlin Credit – Pension bridging loan

  • Loan Type Pension bridging loans
  • Interest Rate from 27.5%
  • Loan Amount from R2,000

Benefits of Marlin Credit

  • Improve your cash flow
  • Get a short-term loan against a future pension payout

Pension bridging loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This pension bridging loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A quick and friendly loan application process

Mariln Credit has a modern, online system that enables them to quickly and easily serve South Africans who need access to a quick loan.

There are six simple steps to apply for your pension bridging loan, which we’ll layout below.

Step 1: Applying online

Once you’re ready to apply you can begin the process by completing an online loan application on Marlin Credit’s website. During this application, you will need to provide personal and contact information and prepare the necessary supporting documents.

Step 2: Receive a call from one of Marlin Credit’s consultants

Once your application has been received you can expect a call from one of Marlin Credit’s friendly consultants who will walk you through the next steps.

Step 3: Provide supporting documentation

You will then need to provide all documents as requested by the consultant during your telephone call. The documents required will vary depending on the type of bridging loan you’re applying for.

Step 4 and 5: Credit check and verification

Marlin Credit will then run a credit check and verify all your documentation and information and once approved they will prepare and send over the required loan agreement for you to read through and sign.

Step 6: Get your pension bridging loan

Once you’ve signed your loan agreement Marlin Credit will then pay your loan straight to your account immediately. Depending on who you bank with, this may be immediate or take up to 48 hours.

Customer Reviews & Testimonials

August 2020

It’s not easy to get a loan once you’re over the age of 60 but I got one from them when I needed it the most. Marlin Credit really looks at every application on a case by case basis.

Mary N
— Pietermaritzburg —

March 2020

Once you submit your online application thing move really fast and you can have your loan within hours. I found them to be quick, professional, and affordable.

Julian L
— Nelspruit —

August 2020

If you're a pensioner and need a loan, these guys will really take care of you. I definitely recommend them.

Sibunolo M
— Rustenberg —

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