Rating based on 11 reviews

Challenor Finance

  • Personal loans up to R80,000
  • Fast loan approval
  • Repayment up to 12 months

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Challenor Finance homepage
Author Challenor Finance. Screenshot of Challenor Finance website.
[Accessed January 19, 2023]

About Challenor Finance

As a seasoned authority in the industry of financial service provision, Challenor’s expertise is far-reaching.

Challenor has dealt with countless banks and lending institutions. Over the decades, the staff has worked tirelessly to research, become acquainted and build positive relationships with partnership entities.

Let them help you

Challenor realises that it is not just the category of personal loan that will benefit the client, but also attaining the best and most appropriate terms from lenders. Educating clients on their finances, options, and outcomes involves and encourages them to become engaged in their long-term financial progress.

Challenor aims to equip clients with the tools they need to free themselves from financial burdens, thus empowering them and inspiring confidence. This is when clients thrive and grow, and that’s how Challenor measures true success.

What clients need to qualify

As long as clients are at least 18 years of age, have valid South African identification, a bank account, and proof of a permanent income of R2 000 or more – they can apply for a personal loan through Challenor. Potential clients should consider the nature of their loan and what it is needed for.

Personal loans are designed for smaller loans, and the most common types are payday loans, fast cash loans, vehicle loans, debt consolidation, and bad credit loans. Even if a client’s financial history is not good, or they have other debts to pay off, Challenor invites absolutely anyone to approach the tenacious team here, where every client is allowed to improve their lives and their financial standing.

Challenor Finance Services

This loan category is extremely flexible, and many clients opt for it. It covers a range of financial obligations.

Personal loans are the fastest to apply for, especially if done so via Challenor’s online submission form. Clients hear back from these application requests in just 24 hours.

Get money fast

If approval is obtained then clients can expect payment into their account within the following 24 hours. This makes it ideal for emergencies, doing away with lengthy discussions, manual forms, and on-site visits. Personal loans are also specifically for small, short-term loans. So, if the client’s requirement is from R2 000 and upward to R80 000, the personal loan is the correct one for the size of your loan. The repayment period is gauged on the client’s needs and can be between 3 and 24 months.

Friendly and efficient

Chancellor understands that there are those too who prefer a more hands-on experience and are used to speaking directly with an agent. Give one of the eager and masterful team members a call and find out what makes them so special. Besides a wealth of knowledge on all things financial, they always offer the friendliest and most efficient advice.

At Challenor they treat every one of their valued customers as if they are the only customer. Let the staff at Challenor lend an ear, and assist with advice tailored to your situation. Ask them all your questions and let them know your concerns. Professional employees with significant experience will be able to offer guidance each step of the way, ensuring customer satisfaction.

Challenor Finance – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R80,000
  • Repayment 3 months to 12 months

Benefits of Challenor Finance

  • Quick and easy loan applications
  • Apply within minutes
  • Personal loans up to R80 000
  • Get a loan in 3 easy steps

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick and easy student loan

As South Africans, many come from humble beginnings and did not have the privilege of financial stability.

The majority of citizens have not been taught how to look after a bank account, how to save, and how to manage finances. Here are some good practices for keeping your finances in order:

1.) Delayed Gratification - Be aware of making purchasing choices based on wants and not on needs. Sometimes there are those items that one could go without now and are not worth getting in debt over. The bigger decision to focus on is whether the item is needed or not, or whether saving up and buying it once there is money available is a better option. Small changes like these, and thinking smart, can mean a whole different financial outlook.

2.) Budget - Budgeting is the ultimate method of keeping track of incoming money, outgoing expenses, and overall financial status. Once one learns how it is straightforward and it will not be necessary to constantly guess or wonder about financial means.

3.) Education - Avoid being misled or misinformed by building a body of knowledge about financial management. Do not rely on others to make decisions for you without knowing potential pitfalls and being wise about financial transactions.

4.) Savings – It is never too early to start saving. Unexpected expenses crop up all too often in life and having a nest egg can be a lifesaver. It is also a good idea to put money aside for a housing deposit. Another particularly wise move is to invest in your future by saving for retirement. It may seem a long way off, however, if you begin at a young age you will not have to invest as much to reach the amount necessary to cover retirement.

Customer Reviews & Testimonials

October 2020

Challenor’s quick and simple online process made my loan application a breeze. Many thanks to you.

Precious M
— Durban —

July 2020

I was concerned that my credit history may interfere with my plans, but Challenor has taken me to new heights.

Josephine G
— Pretoria —

Challenor Finance Contact

Contact Number


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Physical Address

  • 45 Mckenzie Rd, Windermere Durban Kwazulu Natal 4001 South Africa
  • Get Directions

Opening Hours

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