FNB Personal Loan

Access an easy and affordable personal loan in no time with FNB.

They're one of the oldest and most popular banking firms in the country, not only because of their competitive services and financial products but because they insist on delivering only the best customer service to all South Africans.

Choose progress, innovation, and great service

First National Bank is a corporation that is devoted to its customers and constantly upgrading its products, processes, and systems. When you work with them you know that you're getting only the best in South Africa.

With their well-trained and experienced team you can expect to receive the most professional and efficient customer service.

How much should I borrow

When it's time to calculate your ideal loan amount it's best to do this based on both how much you need and how much you can afford per month. The bigger the loan amount the lower the rate and the longer the term.

You must have a good credit history

In order to qualify for a loan with them, you will need to have a good credit history but, they may consider applicants who have missed a payment or two.

You will have to have a stable income and be able to prove that you have sufficient income at the end of the month to make the loan repayments.

With large loan amounts and low rates - there is simply no reason to look anywhere else.

If you need a personal loan, you can easily apply online by logging into your online banking and they will have you sorted in no time. If you've already been conditionally approved simply follow the link to approve the loan!

Borrow up to R360,000 with FNB Bank

They offer low-interest personal loans that range from R1,000 to R360,000 and interest rates as low as 13.25%! With loan terms between 1 and 60 months, you can enjoy the benefit of repaying at your own pace.

FNB is the chosen bank for millions as they cater to both long and short-term loan needs with speed, professionalism, and great rates.

Ensures that you get the best deal 

As the leading banking institution in the country, FNB Bank offers South Africans more than just affordable banking - they offer a better way of life for you and your family through their range of long and short-term cash loans.

Secured versus unsecured

For this reason, a secured loan allows you access to better rates and larger borrowing amounts than an unsecured loan. The option that you choose will depend on your affordability, current economic circumstances, and the amount of money that you are looking to borrow.