Rating based on 11 reviews

Hoopla Loans

  • Personal loans up to R250,000
  • Apply online today
  • Repayment up to 60 months

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Hoopla Loans homepage
Author Hoopla Loans. Screenshot of Hoopla Loans website.
[Accessed January 19, 2023]

About Hoopla Loans

Hoopla Loans have made applying for a personal loan safe, quick, and easy.

As a purely online broker Hoopla Loans makes it possible for you to connect with a panel of NCR licensed lenders. Lenders that will provide you with a loan to suit your needs.

They’ve been brokering loans since 2018, with an impressive percentage of satisfied customers. With an 84% loan approval rate, it isn't hard to see why they have a four-star rating.

Interest rates to suit your profile

Hoopla’s panel of lenders will review your application and make you a loan offer based on your individual profile and loan details. The Annual Percentage Rate (APR) offered ranges from 20% to 112%, with those who are blacklisted usually securing a loan with a slightly higher APR.

If you need a personal loan and want to make sure you secure the best rates, Hoopla’s brokerage services are ideal for you. Don’t waste time applying to multiple lenders, let a professional broker help you source the loan you need.

You’ll be able to pick the offer with the most competitive interest rate, lowest fees, most suitable loan term and monthly repayment.

A quick and secure loan application

Hoopla Loans takes your online safety seriously and they provide a 100% secure site you can access from your computer or mobile device. The data on their site is encrypted and only seen by the lenders who process your loan application. They then connect you to lenders willing and able to help you.

Applying with Hoopla will give you the opportunity to access only the best deals from the most reliable lenders in South Africa.

Hoopla Loans Services

As a proudly South African company, Hoopla Loans offers access to the best lenders in the country.

Through them, you can apply not only for personal loans but also for short-term loans, payday loans, as well as no-credit-check loans, to name but a few.

Fast and convenient personal loans

You can borrow between R100 and R250,000

A personal loan is a great way to pay for a trip to the coast or a kitchen makeover. These loans are long-term loans and can be paid off over a longer period of time.

Having up to 60 months to pay off your loan also means you’ll have smaller instalments in comparison to a short-term loan. Their trusted panel of lenders works hard to ensure that you receive the money quickly and once your loan has been approved it’ll be paid straight into your bank account.

Payday Loans to help you before next payday

Hoopla has partnered with lenders that offer customers 30-day loans from R100 to R8,000.

These loans are convenient and specifically designed for your typical mid-month emergencies.

Loans for when your credit score is not perfect

Whether you have a perfect credit history or need a loan for bad credit, Hoopla Loans will be able to source an appropriate loan option.

Did you apply elsewhere and get declined due to your bad credit score? Hoopla can help you. They have strong relationships with a range of reputable lenders that will go the extra mile for you and find you the very best rates on a bad credit loan as long as you can afford the repayments.

Hoopla Loans – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R250,000
  • Repayment 6 months to 60 months

Benefits of Hoopla Loans

  • Same day response to applications
  • 100% free to apply
  • Finance up to R250,000

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

One application, multiple competitive offers

Applying for a loan with Hoopla is quick, simple, and can help you save hundreds of Rands.

The process involves 4 easy to follow steps that can be completed online in minutes.

Four steps to approval

  1. Fill out the application on Hoopla’s site.
  2. Lenders will check your application and instantly make offers.
  3. Choose your preferred options and sign the loan agreement
  4. Your loan will be transferred to your account

What are my chances

Now that you’re ready to apply for your loan through Hoopla Loans you’ll need five minutes to fill in the free loan application. To fill in the application form you need to be a South African citizen, over the age of 18 and be able to provide your personal information.

Applying for a loan on their site is truly that easy. Their lenders may require additional documentation but this will be discussed when they contact you to finalise your application.

Lenders may also base their decisions on how long you’ve been employed at your current job. If you’re still under a trial period or have been employed for less than 3 months some lenders may decline your application.

Those that choose to still offer you a loan may charge a higher interest rate or may request some additional information and supporting documentation.

Documentation that may be required

  • A copy of your South African ID (loans are strictly for South African Citizens)
  • Your most recent payslips
  • Your most recent three-month bank statement

Choose Hoopla

One of the primary benefits of applying for your personal loan with Hoopla is that you’ll drastically improve your chances of approval. Since multiple lenders will review your profile and application, you’ll have access to some of the country’s most competitive FSPs.

Hoopla Loans has an amazingly high percentage of successful loan applications. Add to that the speed of lenders' responses and the user-friendly application process and you have a winner.

Customer Reviews & Testimonials

December 2019

My dad got really sick last year and I didn’t know how we would pay the bills. I applied for a personal loan with Hoopla and just like that it was sorted!

Marta W
— Upington —

May 2020

I couldn’t believe it when my friend told me about Hoopla so I tried it. Five minutes and I had a personal loan, Thank you Hoopla!

Joy T
— KZN —

August 2020

I used Hoopla to get a personal loan so I could open up a restaurant. It was easy and I had the cash in minutes.

Vincent K
— Lamberts Bay —

June 2021

It was such an awesome experience to fill in a quick form and instantly receive a bunch of great options I can choose from.

Beyers M
— Bellville —

September 2021

The fastest service that makes life so easy when it comes to searching for the right loan.

Ndlovu F
— Bisho —

October 2021

Hoopla assisted me to get something I can easily afford while renovating my house.

Kronje M
— Hermanus —

Hoopla Loans Contact

Contact Number


  • not available


Physical Address

  • Office 2 Manhattan Corner, Century Way, Century City, Milnerton Cape Town Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 09:00 – 13:00
  • Sunday – Closed