Rating based on 31 reviews

Nedbank Personal Loan

  • Personal loans up to R300,000
  • Low-interest starting from 10.25%
  • Repayment up to 60 months

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Nedbank homepage
Author Nedbank. Screenshot of Nedbank website.
[Accessed January 19, 2023]

About Nedbank

Let Nedbank assist you with an affordable and convenient personal loan.

Their story originally started in 1888 and they changed their name to Nedbank in 1971. The Nedcor Group was formed in the year 2003 and has been effortlessly running ever since. The group has over 1000 banks built right across Africa, with an astounding total of 30,000 employees.

Not only do they want to see to the needs of others by availing loans but they also create job opportunities with every new branch that opens. They want to see the citizens of Africa grow financially and offer amazing well constructed financial solutions that can be altered from client to client.

Personal finance suitable for you

With 19 years of experience in banking, they are acknowledged to be one of Africa’s most comprehensive and largest banks to date. They take care of you and your needs as well as the needs of those around you.

Nedbank is a bank that understands and takes the needs of its clients seriously. So, they are not only interested in stabilizing and providing finances temporarily but they desire to build a strong long-term bond with you.

With a bank that wants to understand you, you can be sure of the fact that you will receive the financial assistance and advice you require.

Nedbank Services

Nedbank aspires to present its clients with solutions that are faster, simpler, and high-quality.

Their employees work hard every day to make sure that they give service that is needed and beneficial to you.

Access a suitable solution that fits your budget

They have a big range of different financial services that they offer from large long-term loans to small short-term loans. Their services are easily attainable and well within your reach.

Get your online personal loan today, with no hassle and many benefits to draw from.

Convenience and flexibility 

The repayments terms vary from client to client, solely because each loan is adjusted to fit each individual client’s needs and capabilities. Since the main focus of Nedbank is to see you grow, they will stop at nothing to see you get what you need.

You have a window of 6 months up to 72 months to repay your loan, and settle with the bank.

Nedbank – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.25%
  • Loan Amount up to R300,000
  • Repayment 160 days to 60 months
  • Decision 48 hours

Benefits of Nedbank

  • Personal loans up to R300,000
  • Repayment up to 60 months
  • Flexible repayment options
  • Low-interest starting from 10.25%

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

The most technologically advanced online lender in the country

Nedbank offers personal loans with interest rates that start from 8,25% and they have loan amounts from a minimum of R2,000 and up to R300,000.

Get assistance from a team that is ready to provide you with whatever it is you need.

Nedbank gives their clients a choice with regards to the method of application they choose. You can apply online for your personal loan or apply in-branch. There is no difference in the response time.

Both methods work fast and online. An application with Nedbank will not only save you transport money but precious time too. The Nedbank group will make sure that your application gets reviewed so that they can give you a response as soon as possible.

Standard and simple requirements that must be met:

  • You must be a South African legal/permanent citizen.
  • Your age must be 18 years or above.
  • You must have a good credit record.
  • You can not be on the blacklist or bankrupt at the time of application.
  • You must have a stable income and be employed.

Follow the next three simple steps to apply  

Step 1: Read through the information and requirements carefully to ensure that you understand what is expected of you. You should also have the needed documentation such as a copy of your ID, proof of address, and 3 months' bank statements ready.

Step 2: When you are ready to apply, click on the apply Now option at the top and bottom of the webpage and it will redirect you to an application form. Carefully fill in the blank spaces with the required personal information.

Step 3: Double-check your information and submit your application. After submission, you are kindly asked to wait only one business day. Nedbank will then inform you if your application has been approved or not.

For a speedy and successful loan application provide truthful and meaningful information.

Benefits of services offered by Nedbank  

  • The simple and uncomplicated application process
  • Affordable interest rates
  • Flexible loan amounts
  • Application response in less than 48 hours
  • Loan calculator to show you what the amount you qualify for
  • Trustworthy and friendly staff

Hurry up and get your personal loan from a high-quality, professional financial service provider. Get it now!

man holding thumbs up

Nedbank is a trusted & reliable provider of personal loans

In our review, Nedbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Nedbank is a registered credit provider in South Africa: NCRCP16

Customer Reviews & Testimonials

October 2018

Nedbank gave me an affordable personal that still made it possible for me to pay my other expenses on a monthly basis.

Emily H
— Northern Cape —

November 2018

Applying for a Nedbank personal loan was easy, quick and convenient.

Thulani M
— Port Shepstone —

February 2019

I am grateful to Nedbank for approving my personal loan application, I was able to attend to my financial emergency.

Rajesh P
— Pietermaritizburg —

August 2021

Nedbank loans are quick and efficient.

Mbuli A
— Port Shepstone —

September 2021

I am grateful to Nedbank for my personal loan application, I was able to attend to my financial emergency.

Mabaso R
— Pietermaritzburg —

Nedbank Contact

Contact Number


  • not available


Physical Address

  • Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday 08:30 – 12:00
  • Sunday – Closed