Rating based on 60 reviews

Hopon Loans

  • Personal loans up to R50,000
  • Low-interest starting from 18.6%
  • Repayment up to 36 months

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Hopon Loans homepage
Author Hopon Loans. Screenshot of Hopon Loans website.
[Accessed April 6, 2023]

About Hopon Loans

As an online lender in South Africa, they understand how important it is to provide their customers with the cash they need as quickly and effortlessly as possible.

They're not a bank and will never behave like one. Their lending requirements are simple and take less cognisance of credit history than the big guys.

Quickest loan processing times

As a lender that offers flexible loan amounts online one of their main focuses is on achieving the quickest loan processing times for each and every online loan application.

This means you can get the emergency loan you need quickly and with as little effort as possible with Hopon Loans.

Hopon Loans Services

At HopOn Loans, you can get a quick loan in just 24 hours.

They offer flexible loan amounts and loan terms to match with a range of between 7 and 36 months depending on the type of loan and loan amount that you settle on. They're efficient and fast and it shows.

Apply in just 10 minutes

With Hopon Loans you can apply for your personal loan as quickly as 10 minutes and are guaranteed to hear from them in an hour or less. You can also rest assured that once approved your loan will be credited to your account immediately after approval.

Hopon Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 18.6%
  • Loan Amount up to R50,000
  • Repayment 7 months to 36 months
  • Decision 24 hours

Benefits of Hopon Loans

  • Personal loans
  • Quick loans
  • Online loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Simply make yourself a cup of coffee, complete the application and relax while they set the ball in motion.

They're there to bail you out of a sticky situation when others can't - If you need a personal loan of up to R 50 000 they can help you.

They consider your application individually

Hopon Loans will not base a lending decision solely on an applicant's credit history but will rather focus on their ability to repay the loan through their regular income. This opens the door for people with a skipped payment or two to apply with them.

Applying with them is quick and easy

While applying for a loan may be a little nerve-wracking, when you do it online with Hopon Loans you can rest assured that it will be anything but. Their loan application form is simple and offers you only the best and most competitive loans available in the country.

Bad credit does not have to be a habit

In the current state of the economy, they understand better than anyone else that money can be tight. For this reason, it is quite likely that you have missed one or two payments that have caused your credit record to hit a snag. They do not discriminate against applicants based on credit history because they know that this is not a true reflection of your repayment ability.

This is why they examine your bank statements in order to discern your affordability. The best part about their loans is that if you are able to meet the repayments without missing any, you can improve your credit score and gain access to better credit in the future.

Responsible lending done the right way

As a responsible lender, they believe in providing finance to people only if it will place them in a better financial position than before. This means that they will not lend more than what an individual is able to afford to repay. Lending is about empowering individuals so that they are able to achieve their goals without falling into a spiralling debt trap.

They are also fully transparent, their fees, charges, and costs are all laid out upfront to ensure that you understand all of the implications of your loan before signing on the dotted line. Borrow from a lender that cares, borrow from Hopon.

man holding thumbs up

Hopon Loans is a trusted & reliable provider of personal loans

In our review, Hopon Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Hopon Loans is a registered credit provider in South Africa: NCRCP201

Customer Reviews & Testimonials

December 2018

With the assistance and efficiency of Hopon Loans, I was able to get the finance I needed without the struggle. Within 24 hours I had the money in my account and I could begin my planning!

Emihle J
— Secunda —

April 2019

Online applications make everything easier. I do not have the time in my busy day to wait in a branch which is why the online application process was highly attractive to me. Within ten minutes e...

Craig N
— Phalaborwa —

Hopon Loans Contact

Physical Address

  • Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road Johannesburg Gauteng 2198 South Africa
  • Get Directions

Postal Address

  • P.O. Box 31841 , Braamfontein, Johannesburg, 2017, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed