Absa Loans

ABSA Group will be a great lender to partner up with when you need a short-term loan.

They are one of South Africa's largest and most respected banks that specialise in individual and corporate banking, credit cards, investment finance, and savings management. They care about their customer’s financial well-being and strive to do more than they are expected to do.

Back when the ABSA Group started

ABSA Group was founded in 1991 and is a merely owned secondary financial provider of the Barclays Africa Group. They are listed on the JSE and are one of Africa’s largest diverse banking groups with branches in 12 countries across the African continent.

To ensure that they meet their client’s requirements they use their enthusiasm and knowledge to deliver outstanding service and to deliver the finest outcomes.

Foundation and going forward

The most amazing thing about the ABSA Group is their caring heart to help those in need. They donated a total amount of R60,9 million to teaching, wellbeing, ill health, and the environment and this was only in 2007.

You will be treated with integrity and respect

ABSA believes in transparency and treating clients fairly. They will also make sure you have a wonderful loan experience with them. Improving is one of their main goals and they will constantly seek ways to do so because your contribution to their company is important to them.

Absa offers a wide range of credit cards including their co-branded British Airways and Avisos cards as well as a student and transaction account designed for those looking to build a good credit score.

They offer flexible and affordable personal loans, car loans, short-term loans and so much more to choose from.

Get an express loan with ABSA

They offer an express loan which allows you to borrow up to R8,000. This loan is ideal for cash emergencies and requires you to earn R1,500 per month. You will have 6 months to make repayments on this loan and the best part about it is it is unsecured.

ABSA pays you back

You will be rewarded for swiping your card because ABSA believes in giving back to its loyal customers.

Depending on your rewards level on everyday purchases, you can earn up to 30% in cash back. Things that qualify for cash back include grocery shopping, fuel, health and beauty, etc.

Getting a personal loan

You can get a personal loan up to R350,000 and are available to existing Absa customers as well as new customers.

These loans offer a loan term ranging up to 84 months and can be used for a range of purposes from upgrading your kitchen to buying a car. To qualify you must be over 18, employed, earning an income, and be a South African citizen or resident.