- Short-term loans up to R7,000
- Low-interest starting from 36%
- Repayment up to 24 months
[Accessed April 30, 2018]
Lamna offers South Africans secured short-term loans at affordable rates with flexible repayments that can suit a tight budget.
We’re a registered financial services provider that can be trusted and relied upon to provide customers with credit when it’s needed. Our loan terms are flexible and range from 2 to 24 months.
A transparent lender - always
Lamna is a transparent lender that openly advertises our Annual Interest Rates (APR), fees, and processes to customers and potential customers. With us, you can rest assured that you won't end up paying more than what you initially believed you would on your quick loan and that's a promise.
At Lamna, we offer customers short-term microloans and long-term loans that are secured against a valuable asset that we appraise at one of our offices.
Our services are quick, confidential, and require no paperwork - so those who are blacklisted are welcome to apply with us.
From cars to earrings - we accept a range of items
Lamna accepts a wide range of items as security for a personal loan and this includes vehicles, watches, gold, jewelry, yachts, and boats as well as antiques and artwork. To get a loan you can complete an online loan application form and then bring your item to us for appraisal or just visit us in the branch.
Lamna – Short-term loan
- Loan Type Short-term loans
- Interest Rate 36 – 60% p/a
- Loan Amount up to R7,000
- Repayment 60 days to 24 months
- Decision 2 hours
Benefits of Lamna
- Fast bridging finance
- Short-term loans up to R7000
- Competitive interest rates starting at 36%
Short-term loan calculator
Get a short-term loan quickly - simply apply online
Since all of our loans are secured you don’t have to worry about ITC checks, bad credit, and paperwork.
All you have to do is bring your item to us for appraisal and we will make you a reasonable loan offer. Our interest rates range from 36% to 60% per annum and we welcome customers to repay their fast loans earlier to save on interest.
Concluding your quick loan
In order for us to appraise your item or vehicle, we will require that you come and see us.
Once we have appraised your item or vehicle we will then ask you to provide us with proof of address as well as a copy of your South African ID book. We will then draw up a simple loan agreement which you must sign before we provide you with your short-term loan.
Why do you need my personal details
There are a number of things we need to verify after you have submitted your loan application. In essence, we need to determine whether you can afford the short-term loan you are applying for. The last thing we want to do is bombard you with the credit you wouldn’t be able to pay for.
There is nothing to worry about because everything that is shared won’t be distributed to any third parties. The information that you give us will be for record purposes only. It makes the entire process easier when you want to apply for a short-term loan in the future.
Apply for the exact amount you need
In order to ensure that your credit profile is always on good terms with the National Credit Act, you must never apply for an amount that is way beyond the amount that you actually requested when you applied on the loan application. Even if you find that you qualify for a larger amount, stick to the amount that you needed in the first place.
This is where financial maturity and discipline come in; you need to be able to always differentiate between a need and a want.
Lamna is a trusted & reliable provider of short-term loans
Customer Reviews & Testimonials
Lamna made my short term application short, easy and convenient.
— Port Elizabeth —
Without the help of the Lamna short term loan, I don’t know what I would have done.
— Benoni —
Within a few minutes, I was already informed of the status of my loan application.
— Johannesburg —