Rating based on 7 reviews


  • Short-term loans up to R7,000
  • Low-interest starting from 36%
  • Repayment up to 24 months

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Lamna homepage
Author Lamna. Screenshot of Lamna website.
[Accessed January 19, 2023]

About Lamna

Lamna can offer you a short-term loan at an affordable rate with flexible repayments that will suit your pocket.

They specialise in secured loans and their aim is to provide you with innovative financial solutions to suit your budget. They have an amazing team of chartered accountants, financial advisors, trained appraisers, and lawyers.

The staff and management at Lamna are trained to give you outstanding service at an amazing cost. You will be able to find them in Johannesburg, Durban, Port Elizabeth, Cape Town, Pretoria, and in African countries like Botswana.

A responsible lender with affordable loans

Lamna is a highly transparent lender that believes in going over and above for their clients. If you apply for a loan with them, you can rest assured that you will not end up paying more than what you initially believed you would on your loan.

They are registered with the NCR, and they take pride in all the services they offer. Their loan amounts are ideal for all those smaller needed expenses and purchases and they are ideal for when you have a cash emergency.

Ensuring a safe and discreet loan application

As a trusted lender, they use the most advanced security technology to ensure the information that you provide them with remains safe and private. Your information will not be shared with anyone.

Lamna Services

A loan from Lamna can boost your finances or solve a financial problem.

They are a registered financial services provider that can be relied upon to provide customers with credit when it’s needed.

Their loans on movable assets range from R20,000 to R10 million and they have an APR that range from 36% and up to 60% with flexible loan terms that range from 3 to up to 24 months.

These loans are easily accessible as there is no need for you to have a perfect credit score or a good repayment history. It’s a simple process created specifically for you to conveniently unlock funds by using your valuable items.

How much I can qualify for

The amount you can borrow will be determined by the value of the assets you supply as security. Their expert consultants will assess the assets and their market value, and you will be offered a loan amount based on that.

What qualifies as collateral

Lamna accepts a wide range of items as security for short-term loans. This includes vehicles, jewellery, yachts, boats and much more.

Will your assets be kept safe

All your assets will be kept secure in an off-site location that is under surveillance. However Lamna does recommend that the security you provide is insured, this will give you some extra protection while these items are in their care.

Lamna – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 3660% p/a
  • Loan Amount up to R7,000
  • Repayment 60 days to 24 months
  • Decision 2 hours

Benefits of Lamna

  • Fast bridging finance
  • Short-term loans up to R7000
  • Competitive interest rates starting at 36%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a short-term loan quickly - simply apply online

Getting a cash loan with Lamna is super easy and convenient as they have a fast and paperless process that can get you the cash you need on the same day without any credit checks or the need to have a good credit score.

Follow these steps to apply for a loan at Lamna

Step 1:

Fill in your details and supply them with information on the item you want to use as collateral. They will then get back to you with an estimated loan offer.

Step 2:

Make an appointment to see them at their offices and they will access the collateral you want to use as security and supply you with a final quote.

Step 3:

While you are at their office, they will process the final agreement and you will need to supply them with a copy of your ID and proof of residence. You will need to sign the loan agreement and the funds will then be available in your bank account.

Get rewarded for a referral

If you have a friend that secures a short-term loan with them you will receive a R2,000 token of appreciation the following month.

The following terms and conditions are set in place to ensure the promotion is run fairly:

  • It can not be used for advertising.
  • You may only refer friends.
  • xThe loan your friend applies for needs to be above R20,000 and it needs to be the first time they apply.

Benefits Lamna offer you

  • Safety and security.
  • They have a good reputation.
  • Lamna has branches all over South Africa and in other African countries including Botswana.
  • They are a recommended lender with a good reputation.
  • Transparency and flexibility.

The road to a brighter financial future

Choose a lender that will make you a priority and one that cares about your financial well-being.

Why wait? Get access to the funds you need at an affordable price. Apply for a short-term loan with Lamna today.

man holding thumbs up

Lamna is a trusted & reliable provider of short-term loans

In our review, Lamna adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lamna is a registered credit provider in South Africa: NCRCP7428

Customer Reviews & Testimonials

November 2018

Lamna made my short term application short, easy and convenient.

Samantha R
— Port Elizabeth —

February 2019

Without the help of the Lamna short term loan, I don’t know what I would have done.

Nkulueko H
— Benoni —

April 2019

Within a few minutes, I was already informed of the status of my loan application.

Richard G
— Johannesburg —

May 2021

Lamna’s staff was very friendly and professional. They made my short-term loan application short, easy and convenient.

Venter C
— Harrismith —

September 2021

Without the help of the Lamna, I could apply for a loan, I don’t know what I would have done without them.

Henslin K
— Belville —

September 2021

Effortless application and efficient service. I would highly recommend them for a loan.

Lightfoot I
— George —

Lamna Contact

Contact Number



Physical Address

  • Soho On Strand Building, 128 Strand Street Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • not available