Rating based on 7 reviews


  • Short-term loans up to R7,000
  • Low-interest starting from 36%
  • Repayment up to 24 months

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Lamna homepage
Author Lamna. Screenshot of Lamna website.
[Accessed April 30, 2018]

About Lamna

Lamna offers South Africans secured short-term loans at affordable rates with flexible repayments that can suit a tight budget.

We’re a registered financial services provider that can be trusted and relied upon to provide customers with credit when it’s needed. Our loan terms are flexible and range from 2 to 24 months.

A transparent lender - always

Lamna is a transparent lender that openly advertises our Annual Interest Rates (APR), fees, and processes to customers and potential customers. With us, you can rest assured that you won't end up paying more than what you initially believed you would on your quick loan and that's a promise.

Lamna Services

At Lamna, we offer customers short-term microloans and long-term loans that are secured against a valuable asset that we appraise at one of our offices.

Our services are quick, confidential, and require no paperwork - so those who are blacklisted are welcome to apply with us.

From cars to earrings - we accept a range of items

Lamna accepts a wide range of items as security for a personal loan and this includes vehicles, watches, gold, jewelry, yachts, and boats as well as antiques and artwork. To get a loan you can complete an online loan application form and then bring your item to us for appraisal or just visit us in the branch.

Lamna – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate 3660% p/a
  • Loan Amount up to R7,000
  • Repayment 60 days to 24 months
  • Decision 2 hours

Benefits of Lamna

  • Fast bridging finance
  • Short-term loans up to R7000
  • Competitive interest rates starting at 36%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a short-term loan quickly - simply apply online

Since all of our loans are secured you don’t have to worry about ITC checks, bad credit, and paperwork.

All you have to do is bring your item to us for appraisal and we will make you a reasonable loan offer. Our interest rates range from 36% to 60% per annum and we welcome customers to repay their fast loans earlier to save on interest.

Concluding your quick loan

In order for us to appraise your item or vehicle, we will require that you come and see us.

Once we have appraised your item or vehicle we will then ask you to provide us with proof of address as well as a copy of your South African ID book. We will then draw up a simple loan agreement which you must sign before we provide you with your short-term loan.

Why do you need my personal details

There are a number of things we need to verify after you have submitted your loan application. In essence, we need to determine whether you can afford the short-term loan you are applying for. The last thing we want to do is bombard you with the credit you wouldn’t be able to pay for.

There is nothing to worry about because everything that is shared won’t be distributed to any third parties. The information that you give us will be for record purposes only. It makes the entire process easier when you want to apply for a short-term loan in the future.

Apply for the exact amount you need

In order to ensure that your credit profile is always on good terms with the National Credit Act, you must never apply for an amount that is way beyond the amount that you actually requested when you applied on the loan application. Even if you find that you qualify for a larger amount, stick to the amount that you needed in the first place.

This is where financial maturity and discipline come in; you need to be able to always differentiate between a need and a want.

man holding thumbs up

Lamna is a trusted & reliable provider of short-term loans

In our review, Lamna adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Lamna is a registered credit provider in South Africa: NCRCP7428

Customer Reviews & Testimonials

November 2018

Lamna made my short term application short, easy and convenient.

Samantha R
— Port Elizabeth —

February 2019

Without the help of the Lamna short term loan, I don’t know what I would have done.

Nkulueko H
— Benoni —

April 2019

Within a few minutes, I was already informed of the status of my loan application.

Richard G
— Johannesburg —

Lamna Contact

Contact Number



Physical Address

  • Soho On Strand Building, 128 Strand Street Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • not available