Rating based on 3 reviews


  • Car finance up to R100,000
  • Low-interest starting from 10.25%
  • Repayment up to 72 months

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Cars.co.za homepage
Author Cars.co.za. Screenshot of Cars.co.za website.
[Accessed January 23, 2023]

About Cars.co.za

Founded in 2006, Cars.co.za has grown exponentially and expanded its business.

Today, they are one of the leading and most trusted online car comparison websites available in South Africa.

Their mission, vision, and values

At Cars.co.za they like to keep things simple and uncomplicated, much like their values and beliefs which include: excellence, teamwork, fun, and passion. They believe that without these things they would not have become the success that they are today and their clients would not trust in them if they did not appreciate these values either. They strive to offer a simple online application process.

Their successes and stats

Presently when you visit their website you will find over seventy thousand cars available on their platform - this means that whatever you are looking for you are most likely going to find it on their site. Furthermore, their websites host over one thousand four hundred dealerships and they have on average 1.3 million users per month that visit their website.

Cars.co.za Services

At Cars.co.za they pride themselves on being a one-stop show for all of your vehicle needs and as such they have incorporated what they like to term their three-step program.

With their program you select the vehicle of your choice from their host of available vehicles for sale, they help you get the finance required to purchase it.

Quick simple searches

Their online website platform has been designed with maximum user-friendly systems to ensure that their clients have the smoothest and easiest vehicle-finding process possible. Their search options allow you to filter your vehicle search and a match will appear within seconds of which different options are available in their host of cars.

Affordable vehicle financing

At Car.co.za they are a one-stop vehicle destination. They offer competitive interest rates on vehicle loans and flexible repayment terms. Their flexible terms ensure that you do not have to worry about how you are going to afford to pay off your loan, your financing options are easy on the pocket. Their clients can choose to pay off their financing loan over a period of up to six years.

Cars.co.za – Car loan

  • Loan Type Car finance
  • Interest Rate from 10.25%
  • Loan Amount up to R100,000
  • Repayment 72 months

Benefits of Cars.co.za

  • Affordable vehicle finance
  • Quality cars to choose from

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Cars.co.za has the best deals on car finance

An increasingly popular vehicle option in South Africa is lease agreements.

A lease agreement allows clients to right to use a vehicle as their own without actually owning it and the monthly rates are more affordable and you do not pay for services. Lease agreements let you drive a new car every two to four years which gives you better fuel economy, performance, and other technological advances.

Buy-Backs Guaranteed

Yip, you read that right - guaranteed buy-back as long as you have kept to the stipulated terms and conditions of your purchasing agreement, such as: maintaining your mileage limit, getting the car serviced regularly, the car is undamaged and you agree to replace your car with another from the same supplier and manufacturer.

Online finance calculator

When you visit their online platform, they offer you the opportunity to have a look at their affordability through their cost calculator. Their calculator lets you input information such as the price of the car, your estimated interest rate, as well as, your repayment period, and then delivers your estimated monthly repayment cost. This allows their clients to be sure they can actually afford and maintain their vehicle finance repayments.

Apply with them today

Once you have determined that you can afford the monthly repayments you are all set to complete your online loan application. The online loan application is quick, easy, and simple to do and won't take you but a few minutes to complete. What are you waiting for, your dream car along with financing and insurance awaits you at Cars.co.za. If you have any additional queries, be sure to visit their FAQ section or contact one of their consultants through the website.

Customer Reviews & Testimonials

August 2019

I chose to sell my car and a friend advised I go through and list on Cars.co.za – the services was amazing and I was able to conclude the sale within a few weeks. Prime service, I highly recommen...

Jonathan M
— Durban —

June 2019

After months of searching, I found my ideal car on your site. Thank you so much!

Fikiswa N
— Grahamstown —

Cars.co.za Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed