Rating based on 3 reviews

Earn a Car

  • Online pre-approval
  • Apply 100% online
  • Fast loan payout

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Earn a Car homepage
Author Earn a Car. Screenshot of Earn a Car website.
[Accessed January 23, 2023]

About Earn a Car

Life at times comes with bumps and potholes or sometimes even dead ends along the way.

But with their fleet of over 1 000 cars, they will help you get back on the road of life again.

What makes them different?

They are unique in their commitment. They are committed to giving their clients their independence back. Earn a Car is focused on making the process quick and seamless, through online applications and immediate feedback. They have partnered with many other companies and because of this, they can offer their clients everything they need under one roof.

What do you need to get approval?

Before driving off with the car of your dreams, this is what you would need to be approved.

  • First months pro-rata rental and upfront admin fees
  • You will need your proof of income
  • You must be a South African citizen
  • A valid driver's license
  • Your proof of identification

Earn a Car Services

Blacklisted? Struggling to get approval? Not to worry, with Earn a Car, they have tailored a simple rent-to-own solution for you.

You just have to meet these requirements.

  • You must have proof of income
  • Your upfront payment must be approximately R16 000 (admin fee)
  • Must be able to make payments between R3 000 and R5 000

Just know that your bad credit history will not stop you from owning your own car with Earn a Car.

How does it work, you ask?

Thank you for asking. It is really easy and straightforward. With Earn a Car you will get.

  • Rental payments that are fixed
  • No hidden costs at all
  • You can end your rental agreement with one month's notice
  • If your account is up to date, you can receive cashback to spend how you like
  • You get accident cover
  • You also get comprehensive vehicle warranty cover, for peace of mind
  • Earn a car also gives you vehicle breakdown and roadside assistance.

They are there to help you get the best rent to own a finance solution to suit your pockets

Earn a Car – Car loan

  • Loan Type Car finance

Benefits of Earn a Car

  • Affordable car loan options
  • Accident and roadside assistance
  • Get approved instantly

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick and easy car loan from Earn a Car

If you are a car fanatic like they are and have watched all the fast and furious movies, then your love for cars grow tremendously.

Well with Earn a Car, their love for cars and love for their clients, has helped them grow tremendously and they want the same for you.

The rent-to-own option

Earn a Car is the first rent-to-own company in South Africa. Over the 9 years that they have been in business, they have helped over 5 000 people get access to affordable vehicle finance, with hidden terms or costs. Their promise to you is, they will help you get behind the wheel of a car that will eventually be yours.

Quick loan applications

The loan application process is as quick as that beautiful red Ferrari. All you do is fill out the online application form. They will contact you to finalise the agreement and in 24 hours you could drive away in a car that you will eventually own.

If you have any questions regarding the process, you are more than welcome to call them or email them. Or pop in at their offices and one of their friendly consultants will help you.

Customer Reviews & Testimonials

September 2019

I will never forget those words, “unestablished credit record” it was like a knife to my gut. But with Earn a car, my dream of owning one became a reality. Thank you

Thabiso M
— Knysna —

September 2019

I love the service that I received from Earn a car. They really went above and beyond for me

Sipho J
— Centurion —

Earn a Car Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:00 – 12:00
  • Sunday – Closed