Rating based on 39 reviews

Woolworths Credit Card

  • Affordable card options
  • Get Wrewards
  • Low-interest starting from 3%

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Woolworths homepage
Author Woolworths. Screenshot of Woolworths website.
[Accessed January 24, 2023]

About Woolworths

At Woolworths, they are eager to help you get to know you and have provided detailed information on their history, their company, their loan products and services and their employees.

They also strive to develop a personalised relationship with you and will consider you as an individual and pay attention to your individual needs.

Their staff propel them forward to success

Without good staff that propel your everyday operations and business forward, no organisation can reach its true potential. At Woolworths, they believe that hiring the right people - who are as passionate about finance as they are the only way to ensure their customers leave their branches with a big smile every time they walk in with a problem! 

Woolworths Services

Woolworth is one of South Africa's largest food and clothing retail stores serving the middle to upper-income market with their high-quality products.

In addition to their retail stores across the country, they also have a financial division where they provide customers with personal loans, Woolworths credit cards and insurance products.

About Woolworths credit cards

They offer three credit cards - the Silver, Gold and Black credit cards which offer 1%, 2% and 3% Woolworths rewards respectively. With the Black Woolies card, you get a free Taste magazine every month, 2 free teas or coffees a month, free delivery for online shopping and you can use the card around the globe.

Woolworths – Credit card

  • Loan Type Credit cards
  • Interest Rate from 3%
  • Decision 2 days

Benefits of Woolworths

  • Earn quarterly vouchers
  • Get Wrewards for using your credit card

With a Woolworths credit card you will get amazing benefits

In order to apply for the Black Credit Card, you must earn R41 666 or more per month, be aged 18 or older and have a South African ID.

You will have to provide them with a copy of your ID, 3-month bank statements or payslips and proof of address. Credit card and loan applications can be made online or in-store.

Additional benefits of your Woolies Card

You can have up to 8 additional cards and will get instant access to a range of benefits including travel insurance, a budget facility that lets you use credit on your Woolies card and repay it in up to 60 months. You can also benefit from legal and medical assistance as well as all the perks that come with the Visa facility such as extended warranty and purchase protection.

You can purchase online

Making your life convent and easy you can purchase online with their company all you have to do is. You will need to register online with all of your details then you can go through the selection that they will bring to you. Letting you save time this is perfect for when you are on the go and don’t have time to purchase your groceries with this service they come straight to your door. This is perfect for busy moms and dads that don’t have time to make it to the shops you order and pay and they will deliver to the address that suits you best.

Rewards for you

They make sure that your purchases do not go unnoticed with them there at Woolworths. They would like you to benefit from spending with them when you have a credit card with them or a Woollies card. Every time you spend you earn the more you swipe the better for you and you will get rewarded. You can become a VIP member at Woolworths if you spend more than R30 000 a year at Woolworths you will become a VIP member just to list a few things that you will get you can get R75 rand off purchases up to the amount of R300 and when it is your birthday you will get 10% off all goods that you have purchased. The reason for this is that they want you to enjoy Woolworths so they would like to give back to you.

Customer Reviews & Testimonials

December 2018

Being a busy dad has not been easy trying to get everything done on a daily basis and remember to get the groceries we need. With the service that Woolies give it makes it easier for me and I get...

Christian V
— Montegue —

February 2019

We come through to Capetown every two weeks to come shop at Woolies their food is great and the staff are always smiling and willing to help.

Candice S
— Port Elizabeth —

Woolworths Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday 08:00 – 17:00
  • Sunday 09:00 – 13:00