Virgin Money Credit Card

• Low interest rates
• Earn rewards
• Low-interest starting from 2.5%

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Credit cards are not only convenient, but a safer method of handling cash

In order to qualify for a Virgin Money credit card you must be over 18, earn R5 000 or more per month, be a South African citizen or permanent resident and have an active South African bank account.

You can view a full range of credit card details including pricing, interest, benefits and rewards as well as a range of tips on how to make the most of your Virgin Money credit card.

Apply online - quickly and easily

Once you're sure that you meet the criteria for a Virgin Money credit card you can then proceed to begin your online loan application.

This application will take you about 20 minutes and you must first confirm that you are not bankrupt or under debt counselling and confirm that you can provide them with your financial details including their monthly income and expense information as well as provide them with your bank account details.

Their credit card rewards you

How you may ask yourself well it's quite unique in the sense that you spend money you gain money and rewards. You can get big deals on airfare and Spas if you just use your credit card. To have a spa day at half the price and fly in first class now is something to experience and they want to give that to you with the rewards that you can get.

You can apply online

They will ask you to fill in the enquiry below and then one of their brokers from the call centre will contact you to help you further with your loan application. Quick and easy and you will know if you qualify for a  credit card they will base the amount on the credit card on the amount of credit score you have.

Using Spot

They have tried to find a way to help convince their customers which is why they have created Spot. With Spot, you don’t need to take your card out and pay all you have to do is download the application to your phone and find the stores that you can use Spot to pay with. Once you have decided to pay with Spot all you will have to do is make sure that your Paying Scare and QR Code are validated shopping made simple and easy for you.

Virgin Money is a trusted & reliable provider of credit cards

In our review, Virgin Money adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Virgin Money is a registered credit provider in South Africa: NCRCP7