Rating based on 35 reviews


  • Personal loans up to R250,000
  • Low-interest starting from 10.25%
  • Repayment up to 60 months

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed March 7, 2022]

About Investec

At Investec, we give you a chance to live the lifestyle you desire, by financially sponsoring it.

Investec also has Investec digital which is our online platform. Investec digital helps you to be able to access your finances no matter where you are in the world.

Investec gives the best loan deals

In South Africa, inflation has resulted in a lot of people who are not able to live on one salary. And at Investec, we have our people’s interests at heart as we always look for ways to improve their lives. Hence, we always structure your finance to help you maximize your tax and cash flow requirements.

Investec is efficient and transparent

At Investec, we assign a private banker that will attend to your personal loan and keep you up to date at every stage. All our processes are fast from application to registration and you can expect a quick, efficient approval process. You can always ask whenever you come across a problem even if it’s out of office hours by calling the global Client Support Centre.

At Investec, we understand each client is unique

Whenever we meet a new client, we firstly take a deep look into their financial status. All the people that come to us, need money but for different circumstances. Hence, we have opted to customize your finance based on your needs.

Investec Services

Do not let being broke deprive you of living your best life.

At Investec, we have plenty of personal financing deals to choose from. Personal financing is a small amount you apply for, to meet your personal needs. You can either apply for personal finance, mortgage, or vehicle finance.

Investec home loans

At Investec we can give you up to 100%, to help you finance your home including the ability to capitalize on the registration costs, initiation, and valuation fees into your facility. For the first 59 months, you get access to the capital portion of your loan repayments once every year.

Vehicle finance at Investec

With Investec vehicle finance you can get up to prime minus 1%. You can finance any car whether it’s a new car for private use or a new truck for your business.

Benefits of opting for Investec vehicle finance

  • Finance is tailored to suit your requirements and specifications.
  • You will be able to view your vehicle finance on Investec online
  • Earn up to 200,000 Rewards points per vehicle through Bidvest McCarthy

Investec – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.25%
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months

Benefits of Investec

  • Personal loans up to R250,000
  • Repayment up to 60 months
  • Low-interest starting from 10.25%

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Investec your number one financial service provider

At Investec, we try everything possible to ensure that all our customers receive great benefits when applying for our products.

Interest rates that accompany our loans

At Investec, we are not lying when we say we always strive to give our clients affordable loans. And every decision we take is for the benefit of our people. With the Investec Prime lending rate, you can pay interest of 9.75%. While with the Investec Mortgage Bond rate you can pay 9.75% of interest rate as well.

Investec supports responsible lending

We are one of the few credit providers that adhere to NCR. At Investec, we will never throw you under the bus by giving you a loan you cannot afford. The credit acts also force us to grant a loan that an individual can fully afford, to never borrow anyone money that is way more than what you can afford.

Requirements to be considered for Investec loans

  • Firstly, for you to apply for an Investec loan you should be over 18 years and permanently employed.
  • Be a South African citizen
  • Be a valid bank account holder
  • Have a good credit score.

How to get hold of Investec

At Investec, we have established Investec online so when you need a quick loan you can simply visit Investec online and start your application there. You can even contact us through email or fax. Furthermore, you can also chitchat with Investec through our social media pages including Twitter, Facebook, LinkedIn, YouTube and Instagram. Apply today and start living your best life.

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Investec is a trusted & reliable provider of personal loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

April 2019

I have always wanted to own a home, but I did not know what to do until I heard about Investec and they granted me an affordable loan

Ivan M
— Cape Town —

February 2019

I am a car owner because of Investec loans. I will forever be grateful for what they did to me

Yolanda R
— Gauteng —

Investec Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed