Rating based on 35 reviews


  • Personal loans up to R250,000
  • Low-interest starting from 10.25%
  • Repayment up to 60 months

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed January 19, 2023]

About Investec

Investec can offer you a personal loan that will resolve your financial problems.

Their journey started 40 years ago in 1974 and since then they have been providing South Africans with amazing loans. They specialise in wealth and asset management as well as helping their customers achieve their financial goals.

Offers you the best personal loans

Inflation has influenced the lives of many people who are not able to live on one salary. At Investec, they have their client’s best interests at heart as they always look for ways to improve their lives. They will structure your financial situation and help you to manage your cash flow.

Enjoy efficient customer service

You will enjoy personal attention from a friendly consultant who will attend to your loan and keep you up to date at every stage. The application process can be done swiftly, and you can expect a quick and efficient approval.

If you come across a problem even if it’s out of office hours you can call the Global Client Support Centre, and they will be more than happy to assist.

The wonderful values of their amazing staff

At Investec, they have strong values which are what makes them different from other lenders.

These values create a positive environment, where people build relationships that enhance their contribution to the organisation. The organisational development team works to strengthen the standards by continuously contributing to the long-term sustainability of the group.

Investec Services

With an online personal loan from Investec, possibilities can become realities.

Their diverse range of services includes specialist banking, wealth & investment, and asset management.

They offer Investec property on a global scale with operations in the UK, Mauritius, India, Switzerland, Ireland, America, Channel Islands, and South Africa.

You can expect complete transparency

They invest in their staff to ensure skill development and growth. They believe skills can be developed in everything they do, and that everyday practice can lead to lifelong opportunities.

You can expect full transparency from them, and they will always be reliable when it comes to your personal finance.

The loan repayment calculator 

They’ve created a helpful tool to help you budget and check your affordability. It will also help you to determine the amount that you qualify for.

All you must do is slide the sliders to see what your repayments and interest rates will be. You will easily be able to see the amount repayable and you will be able to adjust the interest.

Investec has a great range of savings options 

They have an amazing and wide variety of savings products that can be tailored to your specific needs.

Savings can vary from saving for your dream wedding to buying that vehicle you have always had your eye on, or it can help you to pay for your child’s education. Investec offers competitive interest rates and none of their savings products incurs monthly fees.

Investec – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 10.25%
  • Loan Amount up to R250,000
  • Repayment 2 months to 60 months

Benefits of Investec

  • Personal loans up to R250,000
  • Repayment up to 60 months
  • Low-interest starting from 10.25%

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Investec your number one financial service provider

Their loan application form is simplified so it is quick and easy to complete, and the best part is that it can be completed online.

There is no need to visit the branch and sit in long queues or complete never-ending paperwork, it all can be done in the comfort of your home or office.

Follow these easy steps to apply for a loan at Investec:

  1. On their website, simply just fill in their easy application form and attach the required documents.
  2. They will process your information and based on your requirements they will send you a loan offer.
  3. If you accept the offer, they will do the final checks on your application to make sure it lines up with your budget, and they will let you know as soon as your loan is approved.

Start earning some points by purchasing a vehicle

When you are thinking about buying a new or used vehicle at Bidvest McCarthy, you will be rewarded.

The fantastic part about their reward system is you could earn up to 200,000 rewards points per vehicle, this could be an amazing way of gaining some extra cash.

Insurance that is tailored to your needs

With Investec’s Aon Pinion Vehicle Insurance you can get attractive rates and credit shortfall cover up to R25,000. The best part is there will be absolutely no excess to be paid in the first year and it is a paper-free claims process so there is no filling in of endless paperwork.

Benefits when you choose Investec as your partner

  • Loans that are tailored to your needs.
  • Their global client support centre will be ready to assist you 24/7.
  • Paperless online loan application.
  • Professional and friendly staff.
  • An amazing variety of financial products to choose from.

You will be a top priority for Investec

Investec is a good choice when you need a reliable and trusted lender. Apply for a personal loan today and receive your money within 24 hours.

man holding thumbs up

Investec is a trusted & reliable provider of personal loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

April 2019

I have always wanted to own a home, but I did not know what to do until I heard about Investec and they granted me an affordable loan

Ivan M
— Cape Town —

February 2019

I am a car owner because of Investec loans. I will forever be grateful for what they did to me

Yolanda R
— Gauteng —

September 2021

Investec goes above and beyond to ensure that clients get the best loan offers. I am very impressed with their quick service and will apply for a loan with them again.

Johnson J
— Despatch —

September 2021

I highly recommend Investec when it comes to a personal loan. Their staff and call centre were very supportive.

Jantjies M
— Cape Town —

December 2021

They ensured that I got back feedback from my loan application on the very same day. Thank you for helping me.

Xoli T
— Soweto —

Investec Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed