Ubank

If you need a personal loan, Ubank can help you with a loan that is tailored to your needs.

A rich history and an evolving company

They started out as Teba Cash Financial Services in 1975 with the goal of making much-needed financial services available to mineworkers in the gold and platinum mining industry.

Ubank welcomed a new set of values and strategies, and this led them to become the Worker’s Bank of Choice in 2007.

Since then, they have evolved and broadened the range of services they provide. They offer their support and advice to local communities and encourage them to be financially responsible.

The perfect loan tailored to your needs

They offer loans to South Africans who pass the affordability checks as required by the National Credit Act. If you need to do renovations to your house, buy a new car or just need a little extra cash, they can help you with speed and efficiency.

Ubank cares about your future

uBank will not lend you more money than you can afford to pay back. Part of their application process requires you to show them your earnings and bank statements so that they can make sure they don't give you a loan that becomes a financial burden.

The period you'll have to pay back any loan, and the interest rate will depend on your credit history.

Ubank can offer you a loan up to R180,000 with repayment terms up to 72 months.

Enjoy great technology and excellent service

Applying for a personal loan with Ubank is very simple and quick since they combined online technology with a high level of customer service. Their staff are highly experienced and can assist you with all your queries regarding your loan application.

A breakdown of their affordable fees

Initiation fees:

This is a fee that is calculated as a percentage of the loan amount. The amount is then split up over the loan term.

Administration Fee:

A fixed monthly fee that is predetermined before you agree to the loan agreement.

Credit life assurance premium:

This is just an added benefit to protect you and your family in the event that you should become unable to repay your loan.

Save together

This shared account allows you and others to put your savings together in one account. The higher the amount in your savings, the more interest you will earn!