Rating based on 28 reviews

Wesbank Personal Loan

  • Personal loans up to R300,000
  • Low-interest starting from 19.25%
  • Repayment up to 72 months

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Wesbank homepage
Author Wesbank. Screenshot of Wesbank website.
[Accessed January 19, 2023]

About Wesbank

With a large customer base - they are able to enjoy their years of hard work in the form of a very good reputation.

It is this reputation that they strive to protect and maintain because, as with all financial services the way your customers view you is paramount to success.

Let them help you achieve more

They're a bank that cares about helping you achieve your financial goals. That's why they make lending simple and fast - so that you can get the finance you need now - NOW. With a customer support system that's rivalled by none - they're ahead and strive to get you there too.

Wesbank Services

In addition to personal loans, you can also apply for car finance, business loans, and a range of insurance products.

They will ensure that your needs are met and that you get all the necessary information regarding the product before you even apply.  

An advanced loan processing system

When you apply for a quick loan with Wesbank they will let you know if you qualify instantly.

They are able to do this using their advanced loan processing systems and you can even call them to have a consultant help you complete the online loan application. Their affordable loans range from R5 000 to R150 000.

Wesbank – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 19.25%
  • Loan Amount up to R300,000
  • Repayment 24 months to 72 months
  • Decision 24 hours

Benefits of Wesbank

  • Customer protection plan
  • Fixed interest rates
  • Personal loans up to R300 000
  • Convenient repayment terms up to 6 years

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They're a bank that cares about helping you achieve your financial goals

As an advanced and effective financial services provider applying for a loan with them simply couldn’t be easier.

You can apply online in a matter of minutes and get your loan on the very same day!

Fixed interest rates

With a Wesbank CashPower personal loan, you will get a fixed interest rate - which means you'll never have to worry about increasing or changing interest rates and can certainly budget more effectively.

What's more, a customer protection plan will be included in your repayments ensuring that your family is safe when the unexpected happens.

Taking care of what matters with a quick loan

Quick loans are great for paying bills, repairing your car, taking the family out for an evening, and just about anything else you can think of. Their aim is to provide an affordable solution for people who need a cash boost that they can afford.

How long it takes WesBank to get back

They do all that they can to ensure that the customer gets their personal loan application responses on the same business day. This means you will know whether your loan has been approved on the same day.

There are a number of clients that usually want to make use of the money right away and they don’t see the point of making you wait for days or even weeks before informing you of the status of your loan.

Quick loan application method

All of their methods are quick. Whether you prefer an online method of applying for your personal loan via their website or by going to one of their branches and applying for credit physically, it is still acceptable.

They will fast-track both credit application methods and give you your response on the same business day. After your personal loan application has been approved, the money will be sent to your chosen bank account for your usage.

Will your personal loan application be rejected if you apply for two loans at the same time

They will only approve your secondary personal loan when they have seen that you can afford another credit plan.

man holding thumbs up

Wesbank is a trusted & reliable provider of personal loans

In our review, Wesbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Wesbank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

November 2018

Wesbank made sure I get a personal loan I can afford to pay on a monthly basis.

Rethabile K
— Krugersdorp —

April 2019

Without the financial assistance of Wesbank, I would still be having car problems.

Grace F
— Lenasia —

March 2019

I am so happy to find a credit provider that still considers the financial needs of other customers. Keep it up Wesbank.

Petunia B
— Kagiso —

Wesbank Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed