Rating based on 28 reviews

Wesbank Personal Loan

  • Personal loans up to R200,000
  • Low-interest starting from 22.5%
  • Repayment up to 72 months

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Wesbank homepage
Author Wesbank. Screenshot of Wesbank website.
[Accessed April 30, 2018]

About Wesbank

With a large customer base - we are able to enjoy our years of hard work in the form of a very good reputation.

It is this reputation that we strive to protect and maintain because, as with all financial services the way your customers view you is paramount to success.

Let us help you achieve more

We're a bank that cares about helping you achieve your financial goals. That's why we make lending simple and fast - so that you can get the finance you need now - NOW. With a customer support system that's rivaled by none - we're ahead and strive to get you there too.

Wesbank Services

In addition to personal loans, you can also apply for car finance, business loans, and a range of insurance products.

We will ensure that your needs are met and that you get all the necessary information regarding the product before you even apply.  

An advanced loan processing system

When you apply for a quick loan with Wesbank we will let you know if you qualify instantly.

We are able to do this using our advanced loan processing systems and you can even call us to have a consultant help you complete the online loan application. Our affordable loans range from R5,000 to R150,000.

Wesbank – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 22.5%
  • Loan Amount up to R200,000
  • Repayment 24 months to 72 months
  • Decision 24 hours

Benefits of Wesbank

  • Customer protection plan
  • Fixed interest rates
  • Personal loans up to R200,000
  • Convenient repayment terms up to 6 years

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

We're a bank that cares about helping you achieve your financial goals

As an advanced and effective financial services provider applying for a loan with us simply couldn’t be easier.

You can apply online in a matter of minutes and get your loan on the very same day!

Fixed interest rates

With a Wesbank CashPower personal loan you will get a fixed interest rate - which means you'll never have to worry about increasing or changing interest rates and can certainly budget more effectively.

What's more, is that a customer protection plan will be included in your repayments ensuring that your family is safe when the unexpected happens.

Taking care of what matters with a quick loan

Quick loans are great for paying bills, making repairs to your car, taking the family out for an evening, and just about anything else you can think of. Our aim is to provide an affordable solution for people who need a cash boost that they can afford.

How long it takes WesBank to get back

We do all that we can to ensure that the customer gets their personal loan application responses on the same business day. This means you will know whether your loan has been approved on the same day.

There are a number of clients that usually want to make use of the money right away and we don’t see the point of making you wait for days or even weeks before informing you of the status of your loan.

Quick loan application method

All of our methods are quick. Whether you prefer an online method of applying for your personal loan via our website or through coming to one of our branches and applying for credit physically, it is still acceptable.

We will fast-track both credit application methods and give you your response on the same business day. After your personal loan application has been approved, the money will be sent to your chosen bank account for your usage.

Will my personal loan application be rejected if I apply for two loans at the same time

The only time we will approve your secondary personal loan is when we have seen that you can afford another credit plan.

man holding thumbs up

Wesbank is a trusted & reliable provider of personal loans

In our review, Wesbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Wesbank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

November 2018

Wesbank made sure I get a personal loan I can afford to pay on a monthly basis.

Rethabile K
— Krugersdorp —

April 2019

Without the financial assistance of Wesbank, I would still be having car problems.

Grace F
— Lenasia —

March 2019

I am so happy to find a credit provider that still considers the financial needs of other customers. Keep it up Wesbank.

Petunia B
— Kagiso —

Wesbank Contact

Physical Address

  • WesBank Enterprise Road Johannesburg Gauteng 2170 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed