Rating based on 54 reviews

Barclays

Updated
  • Low-interest starting from 12.90%

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Barclays homepage
Author Barclays. Screenshot of Barclays website.
[Accessed January 24, 2023]

About Barclays

Barclaycard is a division of the Barclays Group - a major shareholder of ABSA Bank.

Barclaycard has over 40 years of experience in providing credit cards globally and has a large infrastructure that enables them to effectively offer benefits, features and functions, unlike any other brand.

Flexible products for maximum functionality 

Barclaycard offers flexible credit card products that are designed to offer you maximum functionality without skimping on innovation and rewards. Whether you want a card that acts as a safety net for unexpected expenses or a card that can be used for your global travels.

Barclaycard Garage

This card can be linked to the above credit cards and will allow you to pay for fuel, oil, tolls and so on anywhere across South Africa.

Barclays Services

Barclaycard offers you three specific credit card products:

Barclaycard Visa

This card offers up to 57 interest-free purchases, an option to repay the credit in terms of between 6 and 48 months, secondary cards, a linked card for petrol and many functions and benefits that are all detailed on their website.

Barclaycard Prime

This is their premium credit card and offers 57 days of interest-free use, repayment terms from 6 to 48 months and all the features of the Barclaycard Visa with purchase protection, extended warranty, Airport Lounge access and so much more.

Barclays – Credit card

  • Loan Type Credit cards
  • Interest Rate 12.9017.50% p/a
  • Decision 1 week

Benefits of Barclays

  • Credit cards

Apply for a credit card online & improve your cash flow today

Credit cards do have more stringent application requirements than other credit products such as personal loans but, they certainly do have a credit card to meet the lifestyle and financial status of everyone.

From their credit-building cards to their premium Barclaycard Prime Visa credit card - their products are diverse and there to serve your needs.

Requirements to apply

In order to apply for a credit card with Barclaycard you must be over 21, be employed or self-employed full-time, earn at least R4 000 per calendar month and be able to provide a valid identity document. You can apply by contacting us telephonically or by applying online via their website.

They can offer you more than you bargained for

Besides credit cards, they offer you way more from loans that you can borrow to forex and more they have got you protected all you have to do is click on Is my computer security and they will make sure that with their site you are secure and you will not be sent to different links without them first alerting you.

They are digital

That’s right you heard it from them you can use your Barclays app to check on your accounts and your personal banking to your loans and even your credit cards making sure that you know where your money is going and who is deducting from your account. This means that no one can take from your account without you knowing you can even log on with your computer and keep peace of mind knowing that your account is safe.

You can open an account with them

It doesn’t matter if your account is for business use or even private use with them they will find an account that suits your needs. They will even help you find the loan that suits you all you have to do is contact them which can be done by email or using their toll-free number.

Customer Reviews & Testimonials

October 2018

They will help you when you need it most couldn’t have asked for better service when I needed advice about my credit card.

Juan P
— Pretoria —

May 2019

I can now keep tabs on my account and I am very grateful to know that when I would like to log onto my account that my computer is protected.

Mark S
— East London —

Barclays Contact

Physical Address

Opening Hours

  • not available