Rating based on 57 reviews


  • Membership rewards
  • Flexible repayments
  • Low-interest starting from 8%

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Kulula homepage
Author Kulula. Screenshot of Kulula website.
[Accessed April 6, 2023]

About Kulula

Providing domestic flights with professionalism, passion and a true African spirit they are one of South Africa's most recognised and loved airliners.

They are loyal to their customers and like to reward the customers who have been and continue to be loyal to them and what better way to do that than to offer them a credit card that rewards them for their frequent flying?

Low-cost flights and lots of smiles

They're a privately owned domestic flight carrier that offers low-cost flights across the country. When you fly with Kulula.com you're in good hands and will reach your destination quickly, safely and happily. Their service agents, flight attendants and pilots are known for being the most efficient and professional teams in the industry - a well-deserved reputation for an innovative local airline.

Kulula Services

If you're a frequent passenger on Kulula.com jets - a Kulula credit card will let you earn Kulula Moolah for all your spending - so you can earn free flights and enjoy Visa Gold rewards.

These are rewards that are actually useful and can be used - and that's how they - your no-fuss airline intended it to be!

Get R1 Kulula moolah for every R1 spent on your Visa Gold 

You will get R1 Kulula Moolah for every R1 Spent on your Visa Gold - a real reward for real people! You can choose to wait until you’ve earned enough Kulula moolah for an entire flight or simply use what you’ve already accumulated to get a huge discount on your next flight.

Kulula – Credit card

  • Loan Type Credit cards
  • Interest Rate from 8%
  • Decision 5 days

Benefits of Kulula

  • Earn rewards and fly for free
  • Free baggage allowance up to 5kg

They offer a variety of credit card options to suit your needs

In order to qualify for a Gold Visa Kulula credit card you must be 18 or older, earn a minimum of R6 700 per month and have a valid South African bank account and email address.

You will also have to provide them with your most recent payslips, 1 3-month bank statement, a South African ID and proof of address when applying.

Applying online for your card

Your Kulula credit card will offer you all the benefits and features that come with Visa Gold credit cards, Kulula moolah, free online banking, free global travel insurance as well as access to various card promotions and special offers. You can apply for a Kulula credit card online and their staff members will quickly process your online credit application and get you approved fast.

Finding ways to give you the best

What if you could get an extra 5 kgs of luggage on your flight and you wouldn’t have to pay for it? Now using the Kuhula Moolah Card, you can do this. You get benefits when owning the card such as 5% off on flights and even earning back rands to pay for your next flight. They make sure to give you the bonuses you need to enjoy your travel did you know that if you are part of the Discovery team you can earn 35% off your air tickets? With the Moolah added you will benefit greatly from this credit card.

Chip and Pin

Once you have applied for your credit card and you have received it. You will have to go onto the site where you will apply for a Chip and Pin, Chip and Pin means that if you would like you will be able to purchase with your ID number and you don’t have to put your card details in. Once you have gotten your pin you will add it in and follow the steps that will get you up and running with Chip and Pin

Applying online

If you would like to apply online all you have to be is 18 years of age and also full-time employed.  The recommended when you apply for a credit card you would be able to pay it back.

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Kulula is a trusted & reliable provider of credit cards

In our review, Kulula adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Kulula is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

November 2018

I love my Kulula Moolah Getting back on the flights that I Pay for and get free trips this card works great for me.

Abongile B
— King Williams Town —

January 2019

Chip and Pin is great for when I am shopping online. Using My Id Number is fantastic easy and quick.

Oshona H
— Durban —

March 2019

Love the My Moolah I earn quite a bit cause I travel for a living makes it great is every third or fourth month I have a free flight and I save them for my family to travel back and forth.

Molwena B
— Port Elizabeth —

Kulula Contact

Contact Number


  • not available


Physical Address

  • 1 Marignane Drive and Atlas Road, Bonaero Park Kempton Park Gauteng 1619 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 19:00
  • Tuesday 07:00 – 19:00
  • Wednesday 07:00 – 19:00
  • Thursday 07:00 – 19:00
  • Friday 07:00 – 19:00
  • Saturday 07:00 – 19:00
  • Sunday 07:00 – 19:00